M. Alshadadi, P. V. Deshmukh, Mohammed Abdulrahman Kaid Zaid
{"title":"Sustainability and Practices of Insurance Companies: Literature Review","authors":"M. Alshadadi, P. V. Deshmukh, Mohammed Abdulrahman Kaid Zaid","doi":"10.48185/sebr.v5i1.1121","DOIUrl":"https://doi.org/10.48185/sebr.v5i1.1121","url":null,"abstract":"Abstract: The objective of this paper is to review the literature on the relationship between insurance companies practices and sustainable development, focusing on the Environmental, Social, and Governance (ESG) approach discussed in both developed and developing countries. Insurance companies encounter numerous opportunities and threats related to sustainability, with climate change and environmental pollution standing out as the most significant challenges impacting the insurance industry, particularly the life insurance sector. The paper concludes that insurance companies are prepared to offer sustainable insurance products in the future by committing to environmental and social standards. However, challenges exist regarding adherence to governance principles, particularly due to the predominance of small and medium-sized insurance companies. The current study also underscores the intimate connection between the insurance industry and sustainability factors. They mutually influence each other in an integrative relationship, necessitating the integration of ESG factors into the business strategies of insurance companies.","PeriodicalId":498260,"journal":{"name":"Studies in economics and business relations","volume":"59 18","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-04-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140662467","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
M. Alshadadi, P. V. Deshmukh, M-Hasan Abdulrahman, Kaid Zaid
{"title":"Macroeconomic Factors and the Performance of the Saudi Banking Sector: Does Oil Price Matter?","authors":"M. Alshadadi, P. V. Deshmukh, M-Hasan Abdulrahman, Kaid Zaid","doi":"10.48185/sebr.v5i1.1119","DOIUrl":"https://doi.org/10.48185/sebr.v5i1.1119","url":null,"abstract":"This paper aims to identify the relationship between macroeconomic factors that could be potential sources of concern for the banking sector in Saudi Arabia. To achieve this, the ARDL cointegration approach was used in light of economic theory and the literature. Oil prices, interest rates, inflation, government spending, and GDP were identified as independent variables. The results showed a significant positive impact of oil prices and GDP on the performance of Saudi banks, while the performance of banks is negatively affected by interest rates and government spending. The study revealed that the most important determinants of bank performance are oil prices and interest rates. Therefore, this study suggests that banks should link and manage their loan portfolio in proportion to oil price shocks.","PeriodicalId":498260,"journal":{"name":"Studies in economics and business relations","volume":"116 10","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-04-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140678527","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"SYSTEMIC RISK’s effect ON THE STABILITY OF THE BANKING SECTOR: EVIDENCE FROM SAUDI ARABIA","authors":"M. A. Alshadadi, P. V. D. Deshmukh","doi":"10.48185/sebr.v4i2.954","DOIUrl":"https://doi.org/10.48185/sebr.v4i2.954","url":null,"abstract":"The banking sectors are exposed to a lot of pressure due to the events taking place in the region, the most important of which is the decline in global oil prices and geopolitical events that led to political instability in the Middle East. This paper aims to study the macroeconomic variables that could be potential sources of systemic risks and to test their impact on the stability of the banking sector in the Kingdom of Saudi Arabia (1984-2020), using the ARDL approach of Co- integration and stability testing. In light of the economic theory and literature, systemic risks were identified by fluctuations in oil prices, interest rates, inflation and political instability as independent variables. The results showed a significant positive effect of oil prices and inflation on the banking sector's total assets and total deposits. In addition, the interest rate has a negative effect on total assets while positively affecting total deposits. Furthermore, political instability significantly affects the total assets of the banking sector during the Yemeni war, while there is insufficient evidence about its impact on total deposits.","PeriodicalId":498260,"journal":{"name":"Studies in economics and business relations","volume":"26 2","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-01-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139383319","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Murad Baqis Hasan, Ahmed Mohammed Qasem Alaqel, Mohammed. A Alhamidi
{"title":"The Impact of Corporate Social Responsibility on Environmental Performance: Evidence from less developed countries","authors":"Murad Baqis Hasan, Ahmed Mohammed Qasem Alaqel, Mohammed. A Alhamidi","doi":"10.48185/sebr.v4i2.864","DOIUrl":"https://doi.org/10.48185/sebr.v4i2.864","url":null,"abstract":"This paper aims to study the relationship between corporate social responsibility and environmental performance in Yemeni small and medium industrial enterprises. Based on a research framework, a self-questionnaire was used to collect data from a sample of 220 owners/managers of small and medium enterprises. The empirical results reveal that there is a significant positive relationship between four dimensions of corporate social responsibility (suppliers, environment, human resource management, and society) and the environmental performance of Yemeni SMEs, in contrast, there is one dimension of corporate social responsibility (investors), and its results showed no relationship with environmental performance.","PeriodicalId":498260,"journal":{"name":"Studies in economics and business relations","volume":"5 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135853888","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}