Frontiers in Management and Business最新文献

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The Chinese economic policy in African markets: An essay based on evidence and perspectives 中国在非洲市场的经济政策：基于证据和观点的文章

Frontiers in Management and Business Pub Date : 2024-08-09 DOI: 10.25082/fmb.2024.01.002

Francesco Scalamonti

引用次数: 0

Comparative effects of self-evaluated and test-based financial literacy on choosing life insurance policies in a multi-racial context 在多种族背景下，自我评估和基于测试的金融知识对选择人寿保险的比较影响

Frontiers in Management and Business Pub Date : 2024-06-11 DOI: 10.25082/fmb.2024.01.001

Nkouaga Florent

{"title":"Comparative effects of self-evaluated and test-based financial literacy on choosing life insurance policies in a multi-racial context","authors":"Nkouaga Florent","doi":"10.25082/fmb.2024.01.001","DOIUrl":"https://doi.org/10.25082/fmb.2024.01.001","url":null,"abstract":"This study investigates the relationship between financial literacy and the choice of life insurance policies in the multi-racial context of the United States. Both subjective and objective measures of financial literacy are considered important factors in shaping consumer behavior in the life insurance market. Methods: Logistic regression analyses were conducted using data from the 2022 Survey of Consumer Finance to explore how financial literacy is related to the ownership of different types of life insurance, including term insurance, cash value insurance, and a combination of both. The analysis controlled for demographic variables such as age, race, and marital status. Results: The results show that subjective financial literacy significantly influences the ownership of all types of life insurance, while objective financial literacy only affects ownership of term insurance. Demographic factors, such as belonging to Generation X, or being married, also have a positive impact on life insurance ownership. Higher levels of education and income are associated with a higher likelihood of owning life insurance, while unemployment has a negative impact. Conclusion: The findings highlight the central role of subjective financial literacy in motivating individuals to purchase life insurance. Confidence in one's financial knowledge appears to be more influential than actual knowledge when making insurance decisions. Therefore, financial education programs should aim to improve both financial knowledge and confidence to encourage wider adoption of life insurance, ensuring greater financial security for diverse populations.","PeriodicalId":497097,"journal":{"name":"Frontiers in Management and Business","volume":"31 8","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-06-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141358817","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Dovetailing the human resource management with the cloud computing in the era of industry 4.0: A review 工业 4.0 时代的人力资源管理与云计算对接：综述

Frontiers in Management and Business Pub Date : 2024-01-17 DOI: 10.25082/fmb.2023.02.004

Dipanker Sharma, Waleed Salehi, Bhawana Bhardwaj, Mohinder Chand, Hasiba Salihy

{"title":"Dovetailing the human resource management with the cloud computing in the era of industry 4.0: A review","authors":"Dipanker Sharma, Waleed Salehi, Bhawana Bhardwaj, Mohinder Chand, Hasiba Salihy","doi":"10.25082/fmb.2023.02.004","DOIUrl":"https://doi.org/10.25082/fmb.2023.02.004","url":null,"abstract":"The Current review evaluates the human side of Industrial Revolution which is blending the physical, biological, and digital worlds, erasing the borders between technology and human. The Current article examines the potential benefits of Cloud Computing (CC) in the area of HR, and their significant advantages in various HRM processes and highlights the development and trends in the industrial revolution. The 44 articles were retrieved from free search engines like Google scholar, Proquest, Research Gate and Google from (2010-2022). The articles selected through this process were carefully analyzed to synthesize existing knowledge. The findings emphasized that cloud based HRMS offers distinctive advantages to enhance efficiency and cost-effectiveness. The review surfaces that innovative programs have disrupted traditional HR management practices by transitioning the company's segregated in-house HRMS to the cloud. The organizations; implementing and practicing such technologies have gained competitive edge over their rivals. Additionally, cloud computing facilitates efficient resource utilization, seamless scalability, elimination of hardware and software maintenance requirements, and reliable data recovery capabilities. The study suggests strategies on how HR must create a digital workplace that can innovate, collaborate, and tackle business issues.","PeriodicalId":497097,"journal":{"name":"Frontiers in Management and Business","volume":" 5","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-01-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139616982","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0