{"title":"Analisis Akad Wadi'ah pada Produk Tabungan Pendidikan di KSPPS Matholi’ul Anwar Karanggeneng Lamongan","authors":"Dwi Aprilianto, Nicky Utami Novitasari","doi":"10.30736/jes.v8i2.720","DOIUrl":"https://doi.org/10.30736/jes.v8i2.720","url":null,"abstract":"This research was motivated by the existence of educational savings deposits at KSPPS Matholi'ul Anwar Simo Sungelebak, Karanggeneng District, Lamongan Regency with a wadi'ah contract. The formulation of the problem in this study is how to implement wadi'ah contracts on educational savings products at KSPPS Matholi'ul Anwar, Karanggeneng District, Lamongan Regency and how to analyze the implementation of wadi'ah contracts on educational savings products at KSPPS Matholi'ul Anwar, Karanggeneng District, Lamongan Regency. The purpose of this study is to find out how the implementation of wadi'ah contracts on educational savings products and how to analyze the implementation of wadi'ah contracts on educational savings products at KSPPS Matholi'ul Anwar, Karanggeneng District, Lamongan Regency. This research uses a qualitative research type. The results of this study show that from the results regarding the implementation of wadi'ah contracts on educational savings at KSPPS Matholi'ul Anwar simo sungelebak Karanggeneng sub-district, Lamongan Regency, the savings products are in accordance with sharia principles which are clarified with the terms and pillars fulfilled and KSPPS Matholi'ul Anwar has given bonuses to customers but the cooperative has never given bonuses again.","PeriodicalId":476214,"journal":{"name":"JES (Jurnal Ekonomi Syariah)","volume":"149 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136239803","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Keadilan Ekonomi Islam dan Implementasinya","authors":"Ahmad Ubaidillah, Khozainul Ulum","doi":"10.30736/jes.v8i2.713","DOIUrl":"https://doi.org/10.30736/jes.v8i2.713","url":null,"abstract":"This paper attempts to answer two questions: what is justice in Islamic economics and what is the manifestation of justice in Islamic economics. This research is library research, by using a qualitative approach which produces descriptive data in the form of written words. The data analysis technique used in this research is hermeneutics. The research results show: First, Islamic economics is based on the idea of distributive justice. The concept of justice in the Islamic economic system is distributive justice, namely treatment of someone according to the services they have performed. With distributive economic justice, everyone will get their rights according to the contribution they make, and at the same time everyone must also be free from exploitation of other people. In other words, Islamic economic justice requires a state of 'neither tyrannizing nor being wronged'. Second, the philosophical value of Islamic economic justice can be applied to various economic activities: products, distribution, consumption, finance, business, development, and so on. The practice of justice in Islamic economics can also be found in the rationality of profit and loss sharing (PLS). One of the characteristics of the Islamic economic system is the distribution of profit and loss. Stakeholders share profit and loss using a PLS system. Muá¸arabah and musyarakah are two instruments of distribution in economic activities that provide justice.","PeriodicalId":476214,"journal":{"name":"JES (Jurnal Ekonomi Syariah)","volume":"14 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135935456","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"GOOD CORPORATE GOVERNANCE (GCG) TERHADAP SOLVABILITAS PERUSAHAAN ASURANSI JIWA SYARIAH DI INDONESIA","authors":"Lina Adbiyah, Zubaidah Nasution, Mellyza Silvy, Surya Setiawan","doi":"10.30736/jes.v8i2.602","DOIUrl":"https://doi.org/10.30736/jes.v8i2.602","url":null,"abstract":"The purpose of this study was to analyze the influence of Good Corporate Governance (GCG) and the Return on Investment Ratio to Solvency in Islamic Life Insurance Companies in Indonesia. This study uses a quantitative approach using secondary data. The population of this study is all Sharia Life Insurance Companies in Indonesia with the 2017-2021 research period. The sampling technique used purposive sampling method. Samples that met the criteria were 18 Sharia Life Insurance from 23 Sharia Life Insurance in Indonesia. The model used as an analysis tool is multiple regression analysis. Data processing in this study uses SPSS 25.0 tools. The results of this study indicate that simultaneously the variables of the Board of Commissioners, Board of Directors and Investment Return Ratio have a positive and significant effect on Solvency (RBC) on Sharia Life Insurance in Indonesia, while partially the Board of Commissioners has a negative and significant effect on Solvability (RBC), Board of Directors has a negative and significant effect on Solvability (RBC) and the Return on Investment Ratio has no effect on Solvability (RBC).","PeriodicalId":476214,"journal":{"name":"JES (Jurnal Ekonomi Syariah)","volume":"2022 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-08-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135183030","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Integrasi Green Waqf Melalui Platform Digital Crowdfunding dan Dampak Sosialnya Bagi Masyarakat","authors":"Mochammad Salman Alfarisi, Nurul Huda","doi":"10.30736/jes.v8i2.623","DOIUrl":"https://doi.org/10.30736/jes.v8i2.623","url":null,"abstract":"This study aims at finding out the integration of green waqf through the crowdfunding digital platform and the social impacts provided for the community. This research applies library research method and qualitative analysis approach. The integration of green waqf through the crowdfunding digital platform and its relationship to embody the sustainable development between generations. Green waqf is one of instruments of Islamic law to deal with the problems of the ummah, one of which is environmental problems related to sustainable development and intergenerational justice. This research was conducted qualitatively using analytical descriptive design. The results show that green waqf is able to balance development and environmental sustainability that leads to sustainable environmental preservation and equality between generations, where future generations are still at the same level of utilization as the current generation, in terms of variety of choices and access to resources. natural. Green waqf is an environmental conservation innovation movement that begins with raising funds through a crowdfunding mechanism, which results in the purchase of critical land to be reforested. As the critical land gets verdant and has ecological value, it will be donated to the village community on the condition that the forest must be maintained and must not be damaged. Green waqf does not only answer the problem of natural damage, but also brings benefits from various aspects of ecology, energy sustainability, social, economic, and community welfare.","PeriodicalId":476214,"journal":{"name":"JES (Jurnal Ekonomi Syariah)","volume":"18 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-08-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135840913","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Does The Existence of Sharia Microfinance Institutions Contribute to Agricultural Financing? (Study at BMT Khairul Amin Martapura)","authors":"Ermawati Ermawati, Zaki Mubarak","doi":"10.30736/jes.v8i2.553","DOIUrl":"https://doi.org/10.30736/jes.v8i2.553","url":null,"abstract":"Baitul Mal wa Tamwil (BMT) is a Microfinance institution that boosts the economy in the MSME sector. BMT is expected to reach the agricultural sector. In some cases, capital is still weak in the agricultural sector. The establishment of the BMT Khairul Amin Martapura Rangas River branch is expected to help the community, especially farmers, solve the capital problems. This research is field research using qualitative method approach. In addition to producing qualitative data results, this research uses a simple quantitative approach to strengthen the analysis results by explaining the data with numbers. There are six informants in the study. The results revealed that the existence and accessibility of BMT are pretty good. However, in the agricultural sector, it is still not good because the percentage of farmer customers is only 21.05%, and the financing disbursed is only 35.04%.","PeriodicalId":476214,"journal":{"name":"JES (Jurnal Ekonomi Syariah)","volume":"21 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135006633","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Nature of Fiscal Policy in Islam as an Effort to Realize The Concept of Prosperity","authors":"Nasrudin Nasrudin","doi":"10.30736/jes.v8i2.571","DOIUrl":"https://doi.org/10.30736/jes.v8i2.571","url":null,"abstract":"This study aims to find out and explain about the nature of fiscal policy in Islam as an effort to create a society based on a balanced wealth distribution. This research is descriptive analysis using qualitative data as the type of research and literature study as one of the data collection techniques. This research concludes that: First, in Islam there are limits on fiscal policy as a step to change the tax or expenditure system with the aim of overcoming the economic problems faced by the government; Second, Islamic fiscal policy became part of the religious (diyanatan) and state (qadaan) provisions; Third, fiscal policy instruments in Islam include state revenues and expenditures, which in turn are managed to realize the concept of prosperity.","PeriodicalId":476214,"journal":{"name":"JES (Jurnal Ekonomi Syariah)","volume":"25 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-10","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135051154","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}