Indonesian Journal of Banking and Financial Technology最新文献

筛选
英文 中文
The Influence of Financial Literacy Level, Perception of Return and Technological Progress on Investment Interest of Millennial Generation in Central Jakarta 金融知识水平、回报观念和技术进步对雅加达中部千禧一代投资兴趣的影响
Indonesian Journal of Banking and Financial Technology Pub Date : 2023-10-31 DOI: 10.55927/fintech.v1i4.6248
Fajar Riyadi, Syawaluddin, Heri Ispriyahadi
{"title":"The Influence of Financial Literacy Level, Perception of Return and Technological Progress on Investment Interest of Millennial Generation in Central Jakarta","authors":"Fajar Riyadi, Syawaluddin, Heri Ispriyahadi","doi":"10.55927/fintech.v1i4.6248","DOIUrl":"https://doi.org/10.55927/fintech.v1i4.6248","url":null,"abstract":"Capital markets play a significant role in enhancing a country's economic development, as well as national development. The millennial generation is expected to be the leader of growth in the economic field. This research uses quantitative methodology with the Partial Least Square Technique approach to test data instruments. The sample size was determined using Hair's formula. The research findings show that financial literacy has a positive and significant effect on millennials' investment interest, while perceived returns and technological advances have no significant effect on millennials' investment interest.  The results of this study can be utilized by agencies and the government can work with the financial industry to help millennials understand investment work and help millennials understand financial concepts.","PeriodicalId":399270,"journal":{"name":"Indonesian Journal of Banking and Financial Technology","volume":"28 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-10-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139307697","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Analysis of Financial Management in Kenanga UMKM in Improving Ecobric-Based Economic Welfare (Syari’ah Financial Management Review) 分析 Kenanga UMKM 在改善基于生态的经济福利方面的财务管理(Syari'ah 财务管理评论)
Indonesian Journal of Banking and Financial Technology Pub Date : 2023-10-31 DOI: 10.55927/fintech.v1i4.6298
S. Purnamasari, P. Rozak, Kurniaty, A. Hadi, Agus Purnomo
{"title":"Analysis of Financial Management in Kenanga UMKM in Improving Ecobric-Based Economic Welfare (Syari’ah Financial Management Review)","authors":"S. Purnamasari, P. Rozak, Kurniaty, A. Hadi, Agus Purnomo","doi":"10.55927/fintech.v1i4.6298","DOIUrl":"https://doi.org/10.55927/fintech.v1i4.6298","url":null,"abstract":"Indonesia is ranked as the second largest plastic waste producing country in the world. Plastic waste is decomposed within 1 millennium or around 1000 years. Plastic waste has a negative impact on the environment, such as accumulation of rubbish, resulting in environmental pollution. Anticipatory and preventive steps are needed to overcome this problem. One of the right strategies is. We should apply the 3Rs, namely Reduce, Reuse and Recycle in dealing with plastic waste. Management of waste products, if managed well, will have an impact on the community's economy. The problem of this research is how the financial management carried out by Kenanga UMKM is based on ecobricks, a review of sharia financial management and what are the efforts and obstacles of Kenanga UMKM in improving the ecobrick-based economic welfare of its members. This research is research with a qualitative approach with 6 research respondents and the sampling technique uses saturated samples. The data collection technique uses observation, documents and interviews with primary sources, namely the Kenanga UMKM Unit, and secondary source data, namely documents. This research shows that financial management still uses manual and simple recording and is recapped every Saturday. The Kenanga Unit UMKM management is in business development/efforts to improve the welfare of its members.","PeriodicalId":399270,"journal":{"name":"Indonesian Journal of Banking and Financial Technology","volume":"73 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-10-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139308682","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
The Effect of Auction Fee, Administration Fees of State Receivables Management and Management of State-Owned Assets Against Actualization of State Non-Tax Revenue on Kantor Pelayanan Kekayaan Negara dan Lelang Medan Period 2019-2021 拍卖费、国家应收账款管理费和国有资产管理费对 2019-2021 年棉兰国家非税收入的影响
Indonesian Journal of Banking and Financial Technology Pub Date : 2023-10-31 DOI: 10.55927/fintech.v1i4.6581
Arthur Simanjuntak, Septony B. Siahaan, Duma Megaria Elisabeth, Yerisma Welly, Dewi Delima Hutagalung
{"title":"The Effect of Auction Fee, Administration Fees of State Receivables Management and Management of State-Owned Assets Against Actualization of State Non-Tax Revenue on Kantor Pelayanan Kekayaan Negara dan Lelang Medan Period 2019-2021","authors":"Arthur Simanjuntak, Septony B. Siahaan, Duma Megaria Elisabeth, Yerisma Welly, Dewi Delima Hutagalung","doi":"10.55927/fintech.v1i4.6581","DOIUrl":"https://doi.org/10.55927/fintech.v1i4.6581","url":null,"abstract":"This study examined the effects of auction fees, state receivables management costs, and state property management costs on the realization of non-tax state revenue at the State Asset Service Office and Medan Auction from 2019 to 2021. The Medan KPKNL Performance Achievement Report, which contains the Budget Report and Realization of PNBP for the 2019–2021 year and has a total population of 36, is the population in this research. Due to the large population in this study being relatively small (limited), the sample was chosen using the saturation or census sampling approach. To characterize each variable in this study, this form of research employs a descriptive quantitative technique utilizing secondary data. The Statistical Product and Service Solution (SPSS) Version 25 will process the data. The data analysis method used in this study employs multiple linear regression analysis tests, a coefficient of determination test, a partial hypothesis test (t-test), and a simultaneous test (F test) with a significance level of 0.05. Each variable is stated to have a positive and significant effect on Non-Tax State Revenue based on the results of data analysis tests that have partially been conducted on Auction Fees, Administrative costs for managing state receivables, and Management of state property, and the consequences of research simultaneously stated that all independent variables have an effect positive and significant to PNBP simultaneously with the test results of the coefficient of determination showing in 72.1%.","PeriodicalId":399270,"journal":{"name":"Indonesian Journal of Banking and Financial Technology","volume":"9 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-10-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139307503","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
The Influence of Profitability, Composition of the Independent Board of Commissioners and Managerial Ownership on Profit Management in Food and Beverage Companies on the Indonesian Stock Exchange Period 2017-2021 2017-2021 年期间印尼证券交易所食品饮料公司盈利能力、独立专员委员会的构成以及经理人所有权对利润管理的影响
Indonesian Journal of Banking and Financial Technology Pub Date : 2023-10-31 DOI: 10.55927/fintech.v1i4.6586
Farida Sagala, Lamria Sagala, Kristanty MN Nadapdap, Bryan Carlos, Gianri Siagian, Fakultas Ekonomi, Universitas Methodist
{"title":"The Influence of Profitability, Composition of the Independent Board of Commissioners and Managerial Ownership on Profit Management in Food and Beverage Companies on the Indonesian Stock Exchange Period 2017-2021","authors":"Farida Sagala, Lamria Sagala, Kristanty MN Nadapdap, Bryan Carlos, Gianri Siagian, Fakultas Ekonomi, Universitas Methodist","doi":"10.55927/fintech.v1i4.6586","DOIUrl":"https://doi.org/10.55927/fintech.v1i4.6586","url":null,"abstract":"The purpose of this study is to identify and analyze the effect of profitability, independent board of commissioners composition and managerial ownership on earnings management. This study uses data analysis method using multiple linear regression analysis. Partial research results show that profitability has no effect and is not significant on earnings management. The composition of the independent board of commissioners also has no influence and is not significant on earnings management. Managerial ownership has no effect and is not significant on profitability.","PeriodicalId":399270,"journal":{"name":"Indonesian Journal of Banking and Financial Technology","volume":"30 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-10-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139308424","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
The Effect of Number of Tourist Visits and Tourism Object Retribution on Local Revenue (Case Study: Tourism, Youth and Sports Office of Tasikmalaya Regency) 游客访问量和旅游客体报酬对地方财政收入的影响(以Tasikmalaya摄政旅游、青年和体育办公室为例)
Indonesian Journal of Banking and Financial Technology Pub Date : 2023-04-30 DOI: 10.55927/fintech.v1i2.3838
Heidi Siddiqa, Kata Kunci, Jumlah, Kunjungan Wisatawan, Retribusi Obyek Wisata Pendapatan, Asli Daerah
{"title":"The Effect of Number of Tourist Visits and Tourism Object Retribution on Local Revenue (Case Study: Tourism, Youth and Sports Office of Tasikmalaya Regency)","authors":"Heidi Siddiqa, Kata Kunci, Jumlah, Kunjungan Wisatawan, Retribusi Obyek Wisata Pendapatan, Asli Daerah","doi":"10.55927/fintech.v1i2.3838","DOIUrl":"https://doi.org/10.55927/fintech.v1i2.3838","url":null,"abstract":"This research aims to determine the influence of the number of tourist visits and tourist object retribution on Local Revenue (PAD) in the Department of Tourism, Youth, and Sports of Tasikmalaya Regency. This research is conducted because the development of the tourism sector is one way to increase PAD and encourage regional economic development. The research method that can be used to test the influence of the number of tourist visits and torusit object retribution on PAD in Tasikmalaya Regency is quantitative method. The population in this research was 15 data on tourist objects consisting of 3 managers, namely those managed by the Department of Tourism, Youth, and Sports, those in cooperation with the Department of Tourism, Youth, and Sports, and those managed by other parties. The sampling method used is purposive sampling, only those who meet the criteria are used as samples. The results showed that the number of tourist visits and tourist object retribution had a positive and significant effect on Local Revenue (PAD). This shows that tourist visits and tourist object retribution are important factors that can increase PAD in tourist destinations.","PeriodicalId":399270,"journal":{"name":"Indonesian Journal of Banking and Financial Technology","volume":"29 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-04-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131582172","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Dynamic Revealed Comparative Advantage: Export Potential Crude Palm Oil (CPO) Indonesia Database 2018 动态显示比较优势:出口潜力粗棕榈油(CPO)印度尼西亚数据库2018
Indonesian Journal of Banking and Financial Technology Pub Date : 2023-04-30 DOI: 10.55927/fintech.v1i2.4386
Betrix Silitonga, N. A. Malau, Garan Paruta, Ivan Hannoeriadi Ardiansyah
{"title":"Dynamic Revealed Comparative Advantage: Export Potential Crude Palm Oil (CPO) Indonesia Database 2018","authors":"Betrix Silitonga, N. A. Malau, Garan Paruta, Ivan Hannoeriadi Ardiansyah","doi":"10.55927/fintech.v1i2.4386","DOIUrl":"https://doi.org/10.55927/fintech.v1i2.4386","url":null,"abstract":"As the largest CPO exporter country in the world, Indonesia's CPO production is increasing every year. Even though Indonesia's CPO production has increased, Indonesia's CPO has a slow growth rate, low productivity and the competitiveness of Indonesian CPO to destination countries has not increased. The purpose of this research is to analyze the factors that influence the competitiveness of Indonesian CPO and formulate policies that can increase the competitiveness of Indonesian CPO. Quantitative analysis uses Stata 14 along with panel data with the 2018 database. Export volume growth, selling prices, inflation and population growth in importing countries have a negative effect on the competitiveness of CPO export commodities while GDP growth in importing countries and exchange rates have a positive relationship to competitiveness CPO export commodity.","PeriodicalId":399270,"journal":{"name":"Indonesian Journal of Banking and Financial Technology","volume":"28 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-04-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115580143","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Analysis of Banking Performance and Risk in Indonesia during the Covid-19 Pandemic 2019冠状病毒病大流行期间印度尼西亚银行业绩效和风险分析
Indonesian Journal of Banking and Financial Technology Pub Date : 2023-04-30 DOI: 10.55927/fintech.v1i2.4787
Nurseto Adhi, Sri Widiyati, Winarni, Embun Duriany Soemarso, R., Gunawan Setianegara
{"title":"Analysis of Banking Performance and Risk in Indonesia during the Covid-19 Pandemic","authors":"Nurseto Adhi, Sri Widiyati, Winarni, Embun Duriany Soemarso, R., Gunawan Setianegara","doi":"10.55927/fintech.v1i2.4787","DOIUrl":"https://doi.org/10.55927/fintech.v1i2.4787","url":null,"abstract":"The banking sector has experienced a decline in demand for credit and a lack of disbursement, which has had an impact on the income of bank credit borrowers. Knowing the financial performance of banks during the Covid-19 pandemic can provide a good explanation of the problems faced by the banking sector. The analysis used in this study was a comparative comparison of two observations using a paired sample T-test. The variables used in this study are ROA, ROE, BOPO, LDR, CAR and NPL. This research found that the Covid-19 pandemic affected the decline in bank performance in general. This can be seen in the values of ROA, ROE, RORA, NPM, LDR, and NIM which have decreased in value before and after the pandemic. This research also found that the COVID-19 pandemic increased bank risk during the pandemic. This can be seen in the BOPO and KPMM variables which have increased from before and after the pandemic.","PeriodicalId":399270,"journal":{"name":"Indonesian Journal of Banking and Financial Technology","volume":"324 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-04-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133371971","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
China in Terms of Exchange Rate, Inflation and Interest Rate (Based on Database 2018) 2 - 5按汇率、通货膨胀和利率计算的中国(基于数据库2018)
Indonesian Journal of Banking and Financial Technology Pub Date : 2023-04-30 DOI: 10.55927/fintech.v1i2.4365
Betrix Silitonga, Halimah Cahyaning, Fajri, Trian Hutaria
{"title":"China in Terms of Exchange Rate, Inflation and Interest Rate (Based on Database 2018)","authors":"Betrix Silitonga, Halimah Cahyaning, Fajri, Trian Hutaria","doi":"10.55927/fintech.v1i2.4365","DOIUrl":"https://doi.org/10.55927/fintech.v1i2.4365","url":null,"abstract":"This research model looks at the long-term relationship between exchange rates, interest rates, and inflation using Autoregressive Distributed Lag (ARDL) co-integration analysis based on database 2018. This study aims to ensure stability in the exchange regime through the structurally nexus of interest rates and inflation volatility and its targets. The data used is historical data on the country of China from 1987-2017. The results of the estimates show that inflation and interest rates in the previous period had a significant effect on the movement of the Chinese exchange rate, while the movement of the exchange rate of the previous period did not affect the movement of the exchange rate of the next period. Although there is a long-term cointegration between the independent variables, namely interest rates and inflation (CPI) against the dependent variables i.e. exchange rates, the long-term relationship between independent variables does not significantly affect the dependent variables.","PeriodicalId":399270,"journal":{"name":"Indonesian Journal of Banking and Financial Technology","volume":"175 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-04-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123278950","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Copyright/Patent of Sihobuk Peanut Products Research Object One of the Sihobuk Peanut Businesses, Tarutung 西霍布克花生产品研究对象西霍布克花生企业之一塔鲁东
Indonesian Journal of Banking and Financial Technology Pub Date : 2023-04-30 DOI: 10.55927/fintech.v1i2.4385
Aldi Oktavianus Barus, Antonio Mario Clarentiano Nababan, Jeremy Deo Girsang, Zakharia Sembiring, Fakultas Kewirausahaan, Universitas Ekonomi, Medan, Kata Kunci, Hak Cipta, Paten, Kacang Sihobuk, Merek Dagang
{"title":"Copyright/Patent of Sihobuk Peanut Products Research Object One of the Sihobuk Peanut Businesses, Tarutung","authors":"Aldi Oktavianus Barus, Antonio Mario Clarentiano Nababan, Jeremy Deo Girsang, Zakharia Sembiring, Fakultas Kewirausahaan, Universitas Ekonomi, Medan, Kata Kunci, Hak Cipta, Paten, Kacang Sihobuk, Merek Dagang","doi":"10.55927/fintech.v1i2.4385","DOIUrl":"https://doi.org/10.55927/fintech.v1i2.4385","url":null,"abstract":"Sihobuk peanuts are processed products from selected peanuts which are the best agricultural commodity from North Tapanuli district because they are influenced by fertile soil and good rainfall and are processed in the traditional way by the people of Sihobuk village so as to produce quality with a distinctive aroma that is different from other products. other similar types. This type of research is empirical juridical where the data source is obtained from primary legal materials, secondary legal materials and tertiary legal materials. Data collection was carried out through library research and field studies by conducting interviews. The data analysis used is qualitative data analysis. The results of this study indicate that sihobuk beans meet the requirements as a geographical indication product according to the Trademark and Geographical Indication Law. Sihobuk nuts will receive legal protection from geographical indications if they have been registered with the Directorate General of Intellectual Property Rights. The role of the local government in the registration of sihobuk beans is to provide assistance in facilitating the licensing process, to socialize Geographical Indications to business actors and to campaign for the need for registration of Geographical Indications. human resources who are experts in identifying products that have the potential to be used as geographic indications.","PeriodicalId":399270,"journal":{"name":"Indonesian Journal of Banking and Financial Technology","volume":"125 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-04-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125192646","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
0
×
引用
GB/T 7714-2015
复制
MLA
复制
APA
复制
导出至
BibTeX EndNote RefMan NoteFirst NoteExpress
×
提示
您的信息不完整,为了账户安全,请先补充。
现在去补充
×
提示
您因"违规操作"
具体请查看互助需知
我知道了
×
提示
确定
请完成安全验证×
相关产品
×
本文献相关产品
联系我们:info@booksci.cn Book学术提供免费学术资源搜索服务,方便国内外学者检索中英文文献。致力于提供最便捷和优质的服务体验。 Copyright © 2023 布克学术 All rights reserved.
京ICP备2023020795号-1
ghs 京公网安备 11010802042870号
Book学术文献互助
Book学术文献互助群
群 号:481959085
Book学术官方微信