Small Business Credit Survey (SBCS)最新文献

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2024 Report on Employer Firms: Findings from the 2023 Small Business Credit Survey 2024 年雇主企业报告:2023 年小企业信贷调查的结果
Small Business Credit Survey (SBCS) Pub Date : 2024-03-07 DOI: 10.55350/sbcs-20240307
{"title":"2024 Report on Employer Firms: Findings from the 2023 Small Business Credit Survey","authors":"","doi":"10.55350/sbcs-20240307","DOIUrl":"https://doi.org/10.55350/sbcs-20240307","url":null,"abstract":"While firm revenue and employment growth held mostly steady year-over-year, most firms - more than 9 in 10 - experienced either a financial or operational challenge in 2023. With respect to financing, the share of firms that applied for loans, lines of credit, or merchant cash advances declined year over year, though approvals remained little changed.","PeriodicalId":393975,"journal":{"name":"Small Business Credit Survey (SBCS)","volume":"65 4","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140077983","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
2023 report on startup firms owned by people of color: findings from the 2022 Small Business Credit Survey 2023年有色人种创业公司报告:来自2022年小企业信贷调查的结果
Small Business Credit Survey (SBCS) Pub Date : 2023-06-16 DOI: 10.55350/sbcs-20230616
Lucas J. Misera, E. Perlmeter
{"title":"2023 report on startup firms owned by people of color: findings from the 2022 Small Business Credit Survey","authors":"Lucas J. Misera, E. Perlmeter","doi":"10.55350/sbcs-20230616","DOIUrl":"https://doi.org/10.55350/sbcs-20230616","url":null,"abstract":"Startup firms owned by people of color were more likely than white-owned startups to expect to add employees in next year but less likely to be approved for financing.","PeriodicalId":393975,"journal":{"name":"Small Business Credit Survey (SBCS)","volume":"9 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130617103","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
2023 Firms in Focus: Findings from the 2022 Small Business Credit Survey 2023年关注的公司:2022年小企业信贷调查结果
Small Business Credit Survey (SBCS) Pub Date : 2023-05-09 DOI: 10.55350/sbcs-20230509
Lucas J. Misera
{"title":"2023 Firms in Focus: Findings from the 2022 Small Business Credit Survey","authors":"Lucas J. Misera","doi":"10.55350/sbcs-20230509","DOIUrl":"https://doi.org/10.55350/sbcs-20230509","url":null,"abstract":"Firms in Focus is a series of chartbooks presenting Small Business Credit Survey data across various business and owner demographic characteristics, as well as by state and metropolitan statistical area (MSA).","PeriodicalId":393975,"journal":{"name":"Small Business Credit Survey (SBCS)","volume":"30 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132222791","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
2023 Report on Employer Firms: Findings from the 2022 Small Business Credit Survey 2023年雇主公司报告:来自2022年小企业信贷调查的结果
Small Business Credit Survey (SBCS) Pub Date : 2023-03-08 DOI: 10.55350/sbcs-20230308
{"title":"2023 Report on Employer Firms: Findings from the 2022 Small Business Credit Survey","authors":"","doi":"10.55350/sbcs-20230308","DOIUrl":"https://doi.org/10.55350/sbcs-20230308","url":null,"abstract":"Small business revenue, employment, and profitability each improved from 2021, but expectations worsened year-over-year. With the end of pandemic-related funding programs, the application rate for traditional financing rebounded to prepandemic levels.","PeriodicalId":393975,"journal":{"name":"Small Business Credit Survey (SBCS)","volume":"30 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-03-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134254018","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
The Impact of Natural Disasters on Small Businesses 自然灾害对小企业的影响
Small Business Credit Survey (SBCS) Pub Date : 2022-11-15 DOI: 10.55350/sbcs-20221115
Brianna Funderburk, Lucas J. Misera
{"title":"The Impact of Natural Disasters on Small Businesses","authors":"Brianna Funderburk, Lucas J. Misera","doi":"10.55350/sbcs-20221115","DOIUrl":"https://doi.org/10.55350/sbcs-20221115","url":null,"abstract":"The 2021 Small Business Credit Survey (SBCS) found that 1 in 10 small employer businesses suffered losses from a natural disaster during the prior 12 months. According to the National Centers for Environmental Information, the United States experienced 20 billion-dollar natural disasters in 2021, making it one of the costliest years in recent history. Major events included Hurricane Ida, the historic cold wave in Texas and other southern states, and the destructive wildfire season in the West. To more deeply explore the impact of these and other natural disasters on small businesses, the SBCS includes a module of natural disaster-related questions for affected firms. This fact sheet outlines some of the major findings from the 2021 SBCS for employer firms with respect to natural disaster impact.","PeriodicalId":393975,"journal":{"name":"Small Business Credit Survey (SBCS)","volume":"38 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-11-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125661223","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
2016 Small Business Credit Survey: Report on Microbusinesses 2016小企业信贷调查:微商报告
Small Business Credit Survey (SBCS) Pub Date : 2017-11-29 DOI: 10.55350/sbcs-20171129
{"title":"2016 Small Business Credit Survey: Report on Microbusinesses","authors":"","doi":"10.55350/sbcs-20171129","DOIUrl":"https://doi.org/10.55350/sbcs-20171129","url":null,"abstract":"This report is one in a series based on the findings of the 2016 Small Business Credit Survey (SBCS), a national collaboration of the Community Development Offices of the 12 Federal Reserve Banks. As a supplement to the Report on Employer Firms released in April 2017, this Report on Microbusinesses details findings on the financing experiences and outcomes of the smallest firms in the United States, including the self-employed.\u0000 Microbusinesses account for about 9 in 10 firms and about 34.9 million jobs in the United States. These firms, therefore, play a vital role in the nation's economy. Furthermore, microbusinesses provide important economic opportunities for both women and minority business owners. Still, relatively little is known about the performance and financing needs of these small businesses.\u0000 The SBCS gathers timely insight to help address gaps in researchers' and policymakers' understanding of the experiences of this important segment of businesses.\u0000 This report compares the survey findings for three groups of small firms represented in the SBCS sample: 1.) Non-employers – firms with no employees other than the business owner(s); 2.) Small employers – firms with one to four employees; 3.) Larger employers – firms with 5 to 499 employees; 4.) For purposes of this report, non-employers and small employers are collectively referred to as microbusinesses.","PeriodicalId":393975,"journal":{"name":"Small Business Credit Survey (SBCS)","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2017-11-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128968683","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
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