发布求助
文献互助 智能选刊 最新文献

בנקאות ומוסדות פיננסיים - Banking & Financial Institutions eJournal最新文献

筛选
英文 中文
Models of Banking: Loanable Funds or Loans that Create Funds? 银行模式:可贷资金还是创造资金的贷款?
בנקאות ומוסדות פיננסיים - Banking & Financial Institutions eJournal Pub Date : 2014-07-31 DOI: 10.2139/ssrn.2474759
Z. Jakab, Michael Kumhof
{"title":"Models of Banking: Loanable Funds or Loans that Create Funds?","authors":"Z. Jakab, Michael Kumhof","doi":"10.2139/ssrn.2474759","DOIUrl":"https://doi.org/10.2139/ssrn.2474759","url":null,"abstract":"In the loanable funds model of banking, banks accept deposits of resources from savers and then lend them to borrowers. In the real world, banks provide financing, that is they create deposits of new money through lending, and in doing so are mainly constrained by expectations of profitability and solvency. This paper presents and contrasts simple loanable funds and financing models of banking. Compared to otherwise identical loanable funds models, and following identical shocks, financing models predict changes in bank lending that are far larger, happen much faster, and have much larger effects on the real economy.","PeriodicalId":349101,"journal":{"name":"בנקאות ומוסדות פיננסיים - Banking & Financial Institutions eJournal","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2014-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129549855","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 16
0
×
引用
GB/T 7714-2015
复制
MLA
复制
APA
复制
导出至
BibTeX EndNote RefMan NoteFirst NoteExpress
×
提示
您的信息不完整，为了账户安全，请先补充。
现在去补充
×
提示
您因"违规操作"
具体请查看互助需知
我知道了
×
提示
现在去查看 取消
×
提示
确定
请完成安全验证×
相关产品
×
本文献相关产品
联系我们：info@booksci.cn Book学术提供免费学术资源搜索服务，方便国内外学者检索中英文文献。致力于提供最便捷和优质的服务体验。 Copyright © 2023 布克学术 All rights reserved.
京ICP备2023020795号-1
ghs 京公网安备 11010802042870号
Book学术文献互助
Book学术文献互助群
群 号：481959085
Book学术官方微信