SIRN: International Comparisons (Retirement) (Sub-Topic)最新文献

How Have Automation and Trade Affected the Taxable Share of Covered Earnings? 自动化和贸易如何影响覆盖收益的应税份额?

SIRN: International Comparisons (Retirement) (Sub-Topic) Pub Date : 2018-10-01 DOI: 10.2139/ssrn.3260075

Gal Wettstein, Matthew S. Rutledge, Wenliang Hou

引用次数: 0

Key Elements of Retirement Planning Among Working Adults Living in Bangkok, Thailand 居住在泰国曼谷的工作成年人的退休计划的关键要素

SIRN: International Comparisons (Retirement) (Sub-Topic) Pub Date : 2018-09-10 DOI: 10.2139/ssrn.3304973

Dinesh Elango, Nawawan Arjsart, Kitti Phothikitti

{"title":"Key Elements of Retirement Planning Among Working Adults Living in Bangkok, Thailand","authors":"Dinesh Elango, Nawawan Arjsart, Kitti Phothikitti","doi":"10.2139/ssrn.3304973","DOIUrl":"https://doi.org/10.2139/ssrn.3304973","url":null,"abstract":"Retirement planning has been existing for over decades but the drastic rise of the aging population over the past 10 years has led to a dramatic increase in awareness of the negative impacts of a lack of retirement planning. It has put a strain on governments in many countries around the world as it has been a chronic problem at a country level in terms of economic and social systems and has created a domino effect on all stakeholders including individuals, family, educators, employers, policymakers, financial institutions, etc. Thailand will completely become an aging society in 2025 or only 7 years from now. With the time given, it will be impossible to overcome such negative impact unless everyone seriously takes this concern into account and collaborates with one another. The first model studies what variables have relationships with saving attitude and the test showed that propensity to plan is the only variable that has a positive influence on saving attitude. The second model examines what variables have relationships with retirement planning and the outcome summarized that parental influence and propensity to plan have a statistical influence on retirement planning and parental influence was found the most positive influence. The third model was tested by intentionally employing the quota sampling and the result concluded that there is no significance of the influence of the mean difference of different monthly income levels on retirement planning.","PeriodicalId":280208,"journal":{"name":"SIRN: International Comparisons (Retirement) (Sub-Topic)","volume":"63 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-09-10","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133493267","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

No 'Honeymoon Phase' - Whose Health Benefits from Retirement and When 没有“蜜月期”——谁的健康会从退休中受益，什么时候受益

SIRN: International Comparisons (Retirement) (Sub-Topic) Pub Date : 2017-10-25 DOI: 10.2139/ssrn.3068654

B. Leimer

{"title":"No 'Honeymoon Phase' - Whose Health Benefits from Retirement and When","authors":"B. Leimer","doi":"10.2139/ssrn.3068654","DOIUrl":"https://doi.org/10.2139/ssrn.3068654","url":null,"abstract":"Does retirement lead to a short, transitory health boost, followed by a stable longer-run effect? The short-run effect has been hypothesized to be a kind of honeymoon effect, that is followed by a longer-run effect that may be either positive or negative. We examine the time path of the health effect of retirement and study effect heterogeneities between individuals along several dimensions. Moreover, we study a broad range of health outcomes, all in order to come to an understanding of the effect patterns that lie behind the diverse findings reported in previous research. For identification we use a fixed effects instrumental variable approach in which the normal and early retirement age thresholds serve as instruments. Using data for 10 countries from the Survey of Health, Retirement and Ageing in Europe (SHARE), we find that retiring both at the normal and early retirement eligibility ages significantly improves all the health aspects we consider. Other than hypothesized, results do not show a honeymoon phase-like transitory health boost. Instead, especially blue-collar workers go through an adjustment period after retiring, in which their health worsens. Afterwards, health stabilizes and improves, so that retirement has a health preserving effect in the longer run. This beneficial health effect of retirement occurs across all occupational groups, across a range of health outcomes, and for both sexes, though there are a number of heterogeneities between groups regarding which health outcomes are particularly affected.","PeriodicalId":280208,"journal":{"name":"SIRN: International Comparisons (Retirement) (Sub-Topic)","volume":"19 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2017-10-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121878744","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 8

Pension Reform in Belarus in the Shadow of Social Europe: Vulnerability Issues of People Aged 50 and Points for Improvement 欧洲社会阴影下的白俄罗斯养老金改革:50岁人群的脆弱性问题和改进要点

SIRN: International Comparisons (Retirement) (Sub-Topic) Pub Date : 2017-03-13 DOI: 10.2139/ssrn.2996455

Sierž Naūrodski

引用次数: 0

Администрирование Платежей На Социальное Страхование и Обеспечение: Российский и Зарубежный Опыт (Administration of Social Security and Welfare Payments: Russian and Foreign Experience)

SIRN: International Comparisons (Retirement) (Sub-Topic) Pub Date : 2015-04-03 DOI: 10.2139/SSRN.2596479

V. Gromov, S. Patel

{"title":"Администрирование Платежей На Социальное Страхование и Обеспечение: Российский и Зарубежный Опыт (Administration of Social Security and Welfare Payments: Russian and Foreign Experience)","authors":"V. Gromov, S. Patel","doi":"10.2139/SSRN.2596479","DOIUrl":"https://doi.org/10.2139/SSRN.2596479","url":null,"abstract":"Russian Abstract: В представленной работе с научной точки зрения обосновывается целесообразность передачи функций по администрированию платежей, перечисляемых в государственные социальные внебюджетные фонды, органам Федеральной налоговой службы. В этой связи работа содержит исследование как теоретических, так и практических аспектов взимания социальных платежей в разрезе российского и зарубежного опыта. Каждый раздел работы снабжен анализом и аргументацией содержащихся в ней выводов.English Abstract: The study provides scientific basis for the transfer of functions on administration of payments that come to the state social off-budget funds, to bodies of Federal Tax Service. In this regard the study contains research of both theoretical and practical issues of collection of social payments in a section of the Russian and foreign experience. Each section of study is supplied with the analysis and the argument of the conclusions that are provided by it.","PeriodicalId":280208,"journal":{"name":"SIRN: International Comparisons (Retirement) (Sub-Topic)","volume":"75 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2015-04-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128588313","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Riester Pensions in Germany: Design, Dynamics, Targetting Success and Crowding-In 德国的里斯特养老金:设计、动态、目标成功和众筹

SIRN: International Comparisons (Retirement) (Sub-Topic) Pub Date : 2012-04-01 DOI: 10.3386/W18014

A. Börsch-Supan, M. Coppola, Anette Reil-Held

{"title":"Riester Pensions in Germany: Design, Dynamics, Targetting Success and Crowding-In","authors":"A. Börsch-Supan, M. Coppola, Anette Reil-Held","doi":"10.3386/W18014","DOIUrl":"https://doi.org/10.3386/W18014","url":null,"abstract":"Riester pensions are voluntary, but heavily subsidized private pension schemes in Germany. They were designed as a matching defined contribution scheme to fill the emerging \"pension gap\" that is being generated by the gradually declining generosity of the public pay-as-you-go pensions in response to population aging. This paper investigates how the uptake of the recently introduced \"Riester pensions\" depends on the state-provided saving incentives and how well the targeting to families and low-income households has worked in practice. It documents the costs of the scheme, and collects circumstantial evidence on displacement effects between saving for old-age provision and other purposes. After a slow start and several design changes, Riester pension plans took off very quickly. While saving incentives were effective in reaching parents, they were somewhat less successful in attracting low-income earners, although Riester pensions exhibit a more equal pattern by income than occupational pensions and unsubsidized private pension plans. Riester pension savings totaled €9.4bn in 2010 with an associated cost of €3.5bn. One average one Euro of subsidies is thus associated with 2 Euros of households' own Riester saving. There is no evidence that Riester pensions have crowded out other saving. While households who plan to purchase housing and who attach high importance to a bequest motive are less likely to have a Riester pension, several regression results show that occupational pensions and other forms of private pensions act as complements rather than as substitutes. Aggregate national saving has increased since the introduction of Riester pensions.","PeriodicalId":280208,"journal":{"name":"SIRN: International Comparisons (Retirement) (Sub-Topic)","volume":"49 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2012-04-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134338327","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 46

What Should Be Done About the Underfunding of Defined Benefit Pension Schemes? A Case Study of Ireland 如何解决固定收益养老金计划资金不足的问题?以爱尔兰为例

SIRN: International Comparisons (Retirement) (Sub-Topic) Pub Date : 2012-01-26 DOI: 10.2139/ssrn.2403242

John Cotter, David P. Blake, Kevin Dowd

引用次数: 4

Public Pensions, Changing Employment Patterns, and the Impact of Pension Reforms Across Birth Cohorts: A Microsimulation Analysis for Germany 公共养老金，就业模式的变化，以及养老金改革对出生队列的影响:德国的微观模拟分析

SIRN: International Comparisons (Retirement) (Sub-Topic) Pub Date : 2010-03-01 DOI: 10.2139/ssrn.1577549

J. Geyer, Viktor Steiner

{"title":"Public Pensions, Changing Employment Patterns, and the Impact of Pension Reforms Across Birth Cohorts: A Microsimulation Analysis for Germany","authors":"J. Geyer, Viktor Steiner","doi":"10.2139/ssrn.1577549","DOIUrl":"https://doi.org/10.2139/ssrn.1577549","url":null,"abstract":"We analyze the impact of changing employment patterns and pension reforms on the future level of public pensions across birth cohorts in Germany. The analysis is based on a rich dataset that combines household survey data from the German Socio-Economic Panel Study (SOEP) and process-produced microdata from the German pension insurance. A microsimulation model is developed which accounts for cohort effects in individual employment and unemployment and earnings over the lifecycle as well as the differential impact of recent pension reforms. Cohort effects for individuals born between 1937 and 1971 vary greatly by region, gender and education and strongly affect lifecycle wage profiles. The largest effects can be observed for younger cohorts in East Germany and for the low educated. Using simulated life cycle employment and income profiles, we project gross future pensions across cohorts taking into account changing demographics and recent pension reforms. Simulations show that pension levels for East German men and women will fall dramatically among younger birth cohorts, not only because of policy reforms but due to higher cumulated unemployment. For West German men, the small reduction of average pension levels among younger birth cohorts is mainly driven by the impact of pension reforms, while future pension levels of West German women are increasing or stable due to rising labor market participation of younger birth cohorts.","PeriodicalId":280208,"journal":{"name":"SIRN: International Comparisons (Retirement) (Sub-Topic)","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2010-03-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131311571","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 48

Information to Members of Dc Pension Plans: Conceptual Framework and International Trends 向Dc养老金计划成员提供的信息:概念框架和国际趋势

SIRN: International Comparisons (Retirement) (Sub-Topic) Pub Date : 2008-09-01 DOI: 10.2139/SSRN.1813752

A. Rinaldi, Elisabetta Giacomel

{"title":"Information to Members of Dc Pension Plans: Conceptual Framework and International Trends","authors":"A. Rinaldi, Elisabetta Giacomel","doi":"10.2139/SSRN.1813752","DOIUrl":"https://doi.org/10.2139/SSRN.1813752","url":null,"abstract":"In recent years, the shift towards defined contribution (DC) pension plans has been a key trend in the field of private pension provision. In this context, where a wide range of options may potentially be available to individual plan members, it is crucial to ensure that they have the information necessary to make appropriate choices. Based on the findings of an IOPS survey, this paper offers a conceptual framework for considering information provision within the context of the pension system and related factors (such as the range of choices offered to individuals, the use of default options, the level of financial literacy, etc). It goes on describing the different general approaches followed across countries regarding the information to be given to members and the role played by the supervisory authority in this context. After a classification of the information documents used, a detailed description of the evidence collected follows, focusing on specific contents of the information directed to members: pension projections, investments and returns, costs, contributions paid. Finally, the paper identifies common wisdom and good practices, stressing the complementary relationship between information and financial education and the importance of (and information signals provided by) default options. The conclusions indicate aspects of the matter that deserve further work.","PeriodicalId":280208,"journal":{"name":"SIRN: International Comparisons (Retirement) (Sub-Topic)","volume":"16 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2008-09-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129411507","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 15

The Institutional Determinants of Early Retirement in Europe 欧洲提前退休的制度决定因素

SIRN: International Comparisons (Retirement) (Sub-Topic) Pub Date : 2006-04-01 DOI: 10.2139/ssrn.895081

J. Fischer, A. Sousa-Poza

{"title":"The Institutional Determinants of Early Retirement in Europe","authors":"J. Fischer, A. Sousa-Poza","doi":"10.2139/ssrn.895081","DOIUrl":"https://doi.org/10.2139/ssrn.895081","url":null,"abstract":"Low fertility rates combined with increases in early retirement pose a serious challenge to the sustainability of social security systems in most industrialized countries. Therefore, it is important for policy makers to understand the determinants of early retirement and especially the role that institutional factors play in the retirement decision. However, analyzing such factors ideally requires international microdata, which have in the past been largely unavailable. To fill this void, this paper investigates early retirement determinants across several European countries using the rich 2005 SHARE (Survey of Health, Aging and Retirement in Europe) microdataset, which produces more precise estimates of the effects of institutional and economic factors like pension systems, unemployment, and employment protection legislation. The analysis shows that pension systems offering generous early retirement options encourage early departure from the labor market. In addition, pension wealth accrual rate exerts a greater influence on early retirement decisions than does the average replacement rate, while stricter employment protection legislation has no significant impact.","PeriodicalId":280208,"journal":{"name":"SIRN: International Comparisons (Retirement) (Sub-Topic)","volume":"17 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2006-04-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131742414","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 53