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Financial Technology and Disruptive Innovation in ASEAN最新文献

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Financial Inclusion 金融包容性
Financial Technology and Disruptive Innovation in ASEAN Pub Date : 1900-01-01 DOI: 10.4018/978-1-5225-9183-2.CH008
Dian Agustia, N. Anridho
{"title":"Financial Inclusion","authors":"Dian Agustia, N. Anridho","doi":"10.4018/978-1-5225-9183-2.CH008","DOIUrl":"https://doi.org/10.4018/978-1-5225-9183-2.CH008","url":null,"abstract":"Financial inclusion is a term that is used to describe easy access of financial products and services for everyone. G20 countries, including Indonesia, show high commitment to accelerate financial inclusion. Financial inclusion also facilitates the achievement of 17 Sustainable Development Goals. Fintech or digital financial technology is one of the most recent innovations in financial industry. It has grown at a rapid speed in the recent years. Fintech provides products and services with low costs, better quality, and stable financial landscape. With its flexibility and simplicity, Fintech may facilitate the offering of financial services to people who are “unbanked,” or to small business at low cost and low risk. Hence, this chapter thoroughly discusses FinTech's role in supporting financial inclusion in Indonesia. Indonesia is one of the G20 countries that is committed to conduct financial inclusion. Specifically, this chapter elaborates financial inclusion, Fintech in Indonesia, and role of Fintech in supporting financial inclusion in Indonesia.","PeriodicalId":234928,"journal":{"name":"Financial Technology and Disruptive Innovation in ASEAN","volume":"49 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116422175","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
Financial Technology Implications 金融科技影响
Financial Technology and Disruptive Innovation in ASEAN Pub Date : 1900-01-01 DOI: 10.4018/978-1-5225-9183-2.CH002
Arjun R, N. Nishmitha, K. R. Suprabha
{"title":"Financial Technology Implications","authors":"Arjun R, N. Nishmitha, K. R. Suprabha","doi":"10.4018/978-1-5225-9183-2.CH002","DOIUrl":"https://doi.org/10.4018/978-1-5225-9183-2.CH002","url":null,"abstract":"The chapter examines the particularities of the financial technology industry and explores how FinTech is defined and how the financial technology solutions can be implemented by companies and categorized. Financial technology companies are generally start-ups founded with the purpose of disrupting financial systems and corporations that rely less on software. But Fintech is not confined to start-ups only. Fintech comprises a vessel of technical aspects that describes an emerging financial services sector in the 21st century. The chapter aims to provide key insights into the evolution of the FinTech sector in emerging markets like ASEAN and India by and industry experience in this area. Both industry survey reports and peer-reviewed research is used as secondary data. The critical challenges to be addressed at the policy level, regional differences and future implications are being discussed thereby creating bridges the FinTech in ASEAN context to create a coherent framework.","PeriodicalId":234928,"journal":{"name":"Financial Technology and Disruptive Innovation in ASEAN","volume":"49 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130452428","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
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