Proceeding of The International Seminar on Business, Economics, Social Science and Technology (ISBEST)最新文献

Good Corporate Governance Factors Toward Financial Performance 促进财务业绩的良好公司治理因素

Proceeding of The International Seminar on Business, Economics, Social Science and Technology (ISBEST) Pub Date : 2023-11-02 DOI: 10.33830/isbest.v3i1.1353

Rosyadah Fairuz Hitotsu, Maya Aresteria, Deddy Sulestiyono

{"title":"Good Corporate Governance Factors Toward Financial Performance","authors":"Rosyadah Fairuz Hitotsu, Maya Aresteria, Deddy Sulestiyono","doi":"10.33830/isbest.v3i1.1353","DOIUrl":"https://doi.org/10.33830/isbest.v3i1.1353","url":null,"abstract":"This research was conducted to examine the effect of Good Corporate Governance on the Company's FinancialPerformance. The purpose of this study is to determine the influence of Good Corporate Governance on theFinancial Performance of Companies listed on the IDX 80 IDX index for 2019 - 2021. Good financialperformance will affect many stakeholders because company performance is a picture of the company'scondition, if the company's performance is bad, it will affect stakeholder decisions. Factors can affect financialperformance are Good Corporate Governance. Good Corporate Governance research is proxied by thenumber of board of directors, the number of boards of commissioner meetings and managerial ownership. Thisstudy uses quantitative methods of secondary data with the population of companies listed in the IDX 80 indexin 2019 – 2021. The sample method is the purposive sampling method. The data used is the company's annualreport obtained through the Indonesia Stock Exchange website. The results of the study obtained the resultsare that the number of boards of directors does not have a significant effect on financial performance, thenumber of meetings of the board of commissioners has a significant positive effect on financial performance,managerial ownership has a positive effect on financial performance.","PeriodicalId":187916,"journal":{"name":"Proceeding of The International Seminar on Business, Economics, Social Science and Technology (ISBEST)","volume":"13 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-11-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139290331","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Analysis of The Financial Performance of PT Kimia Farma, Tbk (Persero) 2021-2022 PT Kimia Farma, Tbk (Persero) 2021-2022年财务业绩分析

Proceeding of The International Seminar on Business, Economics, Social Science and Technology (ISBEST) Pub Date : 2023-11-02 DOI: 10.33830/isbest.v3i1.1303

Nunung Nurbaeti, Vella Mirfaqoh, Rezki Zulhendra, Yosep Hertanto Amin, Neo Cahyo Alhadi, Ahmad Fadhil, Rifi Hamdani Sitohang, Sri Yusriani

引用次数: 0

Artificial Intelligence in Credit Risk: A Literature Review 人工智能在信用风险中的应用：文献综述

Proceeding of The International Seminar on Business, Economics, Social Science and Technology (ISBEST) Pub Date : 2023-11-02 DOI: 10.33830/isbest.v3i1.1472

Ponco Widagdo, Rida Adela Pratiwi, Herly Nurlinda, Nunung Nurbaeti, Rika Ismiwati, Faisal Roni Kurniawan, Sri Yusriani

{"title":"Artificial Intelligence in Credit Risk: A Literature Review","authors":"Ponco Widagdo, Rida Adela Pratiwi, Herly Nurlinda, Nunung Nurbaeti, Rika Ismiwati, Faisal Roni Kurniawan, Sri Yusriani","doi":"10.33830/isbest.v3i1.1472","DOIUrl":"https://doi.org/10.33830/isbest.v3i1.1472","url":null,"abstract":"This study aimed to address the needs of using artificial intelligence (AI) by investors and industry players toquantify credit risk in a more forward-looking view instead of the traditional non-forward-looking methods.This is a literature review of nine studies on how applications of AI used to provide better forecast power, andwhether the results can be adequately understood by analysts who will need to make decisions based on AIcomputation. We use the keywords \"artificial intelligence\", \"machine learning\", and \"credit risk\" in googlescholar. Full text is obtained from Web of Science if unavailable as open-source documents. The consensus isquite consistent and positive. AI can provide better forecast power, and when used correctly, AI can increasethe acceptance for less privileged people to access credit, which is good for the overall economy. However,several key challenges remain to make this technology affordable, especially on how to reduce the complexityso that more people can learn how to configure, operate, and interpret the AI computation results. This studyis looking for consensus of how AI can help more accurate forecasting of forward-looking credit riskquantification.","PeriodicalId":187916,"journal":{"name":"Proceeding of The International Seminar on Business, Economics, Social Science and Technology (ISBEST)","volume":"15 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-11-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139290769","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

COMPETITIVE ADVANTAGE USING A RESOURCE-BASED VIEW STARTUP EDUCATION TECHNOLOGY IN INDONESIA 以资源为基础的竞争优势视角看待印尼创业教育技术

Proceeding of The International Seminar on Business, Economics, Social Science and Technology (ISBEST) Pub Date : 2023-05-31 DOI: 10.33830/isbest.v2i1.787

Heru Wijayanto Aripradono

{"title":"COMPETITIVE ADVANTAGE USING A RESOURCE-BASED VIEW STARTUP EDUCATION TECHNOLOGY IN INDONESIA","authors":"Heru Wijayanto Aripradono","doi":"10.33830/isbest.v2i1.787","DOIUrl":"https://doi.org/10.33830/isbest.v2i1.787","url":null,"abstract":"Education Technology (Edtech) is a slice combination of education and technology that has changed the existing traditional education system. With the development of technology and digital society, the growth of Edtech startups has increased in Indonesia in recent years. The edtech industry has not only developed global education in general but has also contributed to the growth of a fairly new sector of the state's economy. Edtech presents not only development and learning possibilities but also the elimination of global inequality and the inability to have equal rights for Indonesians. This study will look at how the interaction between resources and capabilities creates core competencies to lead to competitive advantage using the concept of Resource Based View at Startup Edtech. This research is a descriptive research which used an exploratory qualitative approach to describe and building an understanding the phenomenon. Data collection was carried out through several stages, starting with documents, case studies and observations. Moreover, the analyzed through data collection, reduction, presentation, and conclusion. Developing and enhancing skills through education and impactful employment are key drivers of the economy, individual and societal well-being. This can be a moment for startups to engage in the Edtech sector, to build a process, approach, and strategy for teaching and learning activities to produce human resources with the skills needed in future jobs. With its advantages, Startup Edtech can play more of a role as an organization that is able to provide value and competitive advantage in today's digital era, especially in the development of education in Indonesia.","PeriodicalId":187916,"journal":{"name":"Proceeding of The International Seminar on Business, Economics, Social Science and Technology (ISBEST)","volume":"114 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123100897","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

CROWDFUNDING AS AN ALTERNATIVE FUNDING FOR GREEN TOURISM 众筹作为绿色旅游的另一种融资方式

Proceeding of The International Seminar on Business, Economics, Social Science and Technology (ISBEST) Pub Date : 2023-05-31 DOI: 10.33830/isbest.v2i1.784

Nihan Anindyaaputra Lanisy

引用次数: 0

DOMESTIC TOURISTS’ SATISFACTION WITH FACILITY QUALITY IN NEW NORMAL ERA AND ITS INFLUENCE ON WORD-OF-MOUTH IN TOURIST DESTINATION 新常态下国内游客对旅游设施质量的满意度及其对旅游目的地口碑的影响

Proceeding of The International Seminar on Business, Economics, Social Science and Technology (ISBEST) Pub Date : 2023-05-31 DOI: 10.33830/isbest.v2i1.782

Anisa Zahwa Akbara

{"title":"DOMESTIC TOURISTS’ SATISFACTION WITH FACILITY QUALITY IN NEW NORMAL ERA AND ITS INFLUENCE ON WORD-OF-MOUTH IN TOURIST DESTINATION","authors":"Anisa Zahwa Akbara","doi":"10.33830/isbest.v2i1.782","DOIUrl":"https://doi.org/10.33830/isbest.v2i1.782","url":null,"abstract":"In a new normal era, tourism should be able to adapt to the innovation in the tourism sector and attempt to obtain the tourists’ trust back. This study attempted to measure the effect of facility quality satisfaction on word-of-mouth (WOM) behavior among domestic tourists in the new normal era. In addition, this study also aimed to examine tourist satisfaction with tourist destination service. SmartPLS-SEM analysis was used to examine the influence of tourist satisfaction on WOM intention. Whereas, to investigate the key attributes of facility quality affecting tourist satisfaction, importance – performance analysis (IPA) was used. From 100 respondents, this study revealed that facility quality significantly explained tourist satisfaction by 71.7% and 92.2% of variance in WOM behavior. Tourist satisfaction was found to mediate the relationship between facility quality and word of mouth behavior. This study generates crucial elements that tourist destination managers should consider when creating marketing strategies specific to market segments.","PeriodicalId":187916,"journal":{"name":"Proceeding of The International Seminar on Business, Economics, Social Science and Technology (ISBEST)","volume":"54 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"117165044","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

ANALYSIS OF DEBTORS' PERCEPTIONS OF DIGITAL TRANSFORMATION USING ELECTRONIC MONEY IN ULTRA MICRO FINANCING 超微融资中债务人对电子货币数字化转型的认知分析

Proceeding of The International Seminar on Business, Economics, Social Science and Technology (ISBEST) Pub Date : 2023-05-31 DOI: 10.33830/isbest.v2i1.785

Dwitya Estu Nurpramana, Tatang Ary, Gumanti, Julia Safitri, Eka Handriani

{"title":"ANALYSIS OF DEBTORS' PERCEPTIONS OF DIGITAL TRANSFORMATION USING ELECTRONIC MONEY IN ULTRA MICRO FINANCING","authors":"Dwitya Estu Nurpramana, Tatang Ary, Gumanti, Julia Safitri, Eka Handriani","doi":"10.33830/isbest.v2i1.785","DOIUrl":"https://doi.org/10.33830/isbest.v2i1.785","url":null,"abstract":"Ultra-Micro Financing is government policy to support micro business development. The process of fund distribution is done traditionally with cash. Since 2021, a limited trial of fund distribution applying electronic money has been carried out for three distributors. The purpose of the study is to analyze the debtor's perception of the digital transformation using electronic money in Ultra Micro Financing. Primary is data collected by a survey using questionnaire containing questions regarding the use of electronic money, the distribution of the questionnaire was carried out during January – March 2022, and the respondents were 74 Ultra Micro Financing debtors. Tools of analysis id descriptive analysis. The result shows that the debtor's perception of the distribution of Ultra Micro Financing using electronic money is very beneficial. However, the mass use of electronic money needs to consider the debtors’ condition because the adaptability of the use of technology is quite low and requires assistance in its implementation. This research offers a new perspective on the use of electronic money in financing process. The research is limited to the debtors’ perception using electronic money in Ultra Micro Financing. Future research is needed to encourage micro business development through marketplace to promote the products.","PeriodicalId":187916,"journal":{"name":"Proceeding of The International Seminar on Business, Economics, Social Science and Technology (ISBEST)","volume":"49 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126881530","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

ROLE OF E-MARKETING ON SME’S PERFORMANCE IN BANDUNG CITY: A QUALITATIVE APPROACH 网络营销对万隆市中小企业绩效的作用:定性分析

Proceeding of The International Seminar on Business, Economics, Social Science and Technology (ISBEST) Pub Date : 2023-05-31 DOI: 10.33830/isbest.v2i1.783

Didip Diandra, Naili Farida, Andriyansah, Ahmad Azmy, Zainur Hidayah

{"title":"ROLE OF E-MARKETING ON SME’S PERFORMANCE IN BANDUNG CITY: A QUALITATIVE APPROACH","authors":"Didip Diandra, Naili Farida, Andriyansah, Ahmad Azmy, Zainur Hidayah","doi":"10.33830/isbest.v2i1.783","DOIUrl":"https://doi.org/10.33830/isbest.v2i1.783","url":null,"abstract":"Nowadays, e-marketing has been transformed into the most powerful tool for business performance in the digital technology era. The concept of e-marketing has become increasingly important for many entrepreneurs to sustain competitive advantage. The purpose of this paper is to investigate the role of e-marketing for SME’s Performance in Bandung City and identify the source of resilience adopted by entrepreneurs during covid-19. However, there are few studies which analyze both relations. This research aims to fill the gap. Data were collected and obtained in-depth interviews with the owners of selected SMEs, and focus group discussion (FGD) conducted in Bandung City. Thus, this research was performed by means of a qualitative approach. The results show the multifaced nature of e-marketing evolving the use of the internet, adoption of e-commerce and social media, and the acceptance of technology for business performance. While resilience stands for navigating survival and pace digitalization in time of crisis. This research is limited to the extent of the relationship involved in both cases. The research on e-marketing and resilience is still poorly defined. Future research of quantitative approaches is needed to promote the development of e-marketing concept and its roles in connectivity era.","PeriodicalId":187916,"journal":{"name":"Proceeding of The International Seminar on Business, Economics, Social Science and Technology (ISBEST)","volume":"139 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124486041","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0