Islamic Economics and Business Review最新文献

{"title":"How Omar bin Abdul Aziz Reached Economic Golden Era: Unearthing the Umayyad History From Economics Perspective","authors":"None Zetrina Alya, Sebastian Herman","doi":"10.59580/iesbir.v2i2.5712","DOIUrl":"https://doi.org/10.59580/iesbir.v2i2.5712","url":null,"abstract":"Penelitian ini membahas bagaimana Omar bin Abdul Aziz mencapai era keemasan ekonomi dilihat dari karakter kepemimpinannya dan dampak regulasi ekonominya. Peneliti menggunakan pendekatan deskriptif kualitatif dalam penelitian ini, dan jenis penelitian ini adalah penelitian kepustakaan. Kajian ini dilakukan untuk memecahkan suatu masalah yang didasarkan pada penelitian kritis dan mendalam terhadap bahan pustaka yang relevan. Hasilnya menunjukkan bahwa prinsip dan cita-cita Omar bin Abdul Aziz tentang kesederhanaan dan kesopanan, kejujuran, keadilan dan kebenaran, serta penghapusan feodalisme sejalan dengan dampak yang dirasakan oleh rakyat sebagai akibat dari kebijakannya. Kebijakan ekonomi meliputi penghapusan diskriminasi, bidang zakat, bidang administrasi, bidang pertanian, dan isu kharâj jizyah.
 Kata kunci: Kebijakan Ekonomi, Khalifah Umar bin Abdul Aziz, Era Keemasan","PeriodicalId":169471,"journal":{"name":"Islamic Economics and Business Review","volume":"137 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135938813","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Peran ZIS Terhadap Peningkatan Kesejahteraan Sosial di Indonesia","authors":"None Andira Tsaniya Al-Labiyah, None Lusi Nurul Aulia, None Najuwa Aurel Annisa, None Lili Puspita Sari","doi":"10.59580/iesbir.v2i2.6003","DOIUrl":"https://doi.org/10.59580/iesbir.v2i2.6003","url":null,"abstract":"Zakat, infaq and alms (ZIS) have a very important role in the Indonesian economy. However, in practice there are still a number of challenges that need to be faced in managing ZIS in Indonesia. This research aims to analyze the potential for the development of ZIS, ZIS for alleviating poverty and realizing social welfare. This study uses a descriptive qualitative approach with secondary data sources derived from books, e-books, the internet, scientific articles, and thesis or previous research related to the research object. The results of this study indicate that the potential for the development of zakat, infaq, and alms in Indonesia is still very large. Synergy is needed between the government, zakat institutions, and the community in increasing the collection and distribution of zakat for the common good. ZIS plays a role in helping to equalize income so that it can help increase consumption and people's purchasing power and have an impact on increasing economic growth. Furthermore, zakat plays a role in helping to alleviate poverty through the distribution of zakat funds in two ways, namely consumptive and productive to the main beneficiary groups, namely the poor and the poor. Welfare indicators related to maqasid sharia state that if the five contexts in maqasid sharia are fulfilled properly, social welfare can be realized. Then the ZIS funds can be distributed to meet the needs of maqashid sharia to help realize the benefit and prosperity in society. 
 Keywords: Distribution; Poverty; Potency ; Welfare; ZIS","PeriodicalId":169471,"journal":{"name":"Islamic Economics and Business Review","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135937779","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Praktik Kebijakan Utang Dalam Negeri Dan Luar Negeri Indonesia Dalam Tinjauan Ekonomi Islam","authors":"Amaliyah Sholikha, Sagitha Febi Wulandari, Nabilah Khairunnisa, Ade Nur Rohim","doi":"10.59580/iesbir.v2i2.6005","DOIUrl":"https://doi.org/10.59580/iesbir.v2i2.6005","url":null,"abstract":"Taking debt is not a negative thing, but in practice debt must be protected from usury or interest or other forms of deviation from sharia provisions. This study is intended to explain how Islam views the concept of foreign debt and domestic debt in the context of state debt. The approach used in this research is quantitative with literature study techniques. The results of the study show that in Islam foreign debt and domestic debt are things that are permissible or permissible provided that they are free from elements of usury or other things that are not in accordance with sharia provisions. Therefore, this is an important consideration for the state in making debts both for foreign debt and domestic debt. In addition, in carrying out debt, especially in making policies in the context of state debt, it must be based and reviewed from the urgency of the benefit for the community.Keywords: Debt; domestic debt; Foreign debt; Islamic Perspective;","PeriodicalId":169471,"journal":{"name":"Islamic Economics and Business Review","volume":"15 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135937789","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Determinan Tingkat Kesejahteraan Keluarga di Masa Pandemi Covid-19 dalam Perspektif Ekonomi Islam","authors":"Dania Hellin Amrina, Asih Agustriyani, None Asriani","doi":"10.59580/iesbir.v2i2.5776","DOIUrl":"https://doi.org/10.59580/iesbir.v2i2.5776","url":null,"abstract":"This study aims to analyze how much influence income level, lifestyle, and number of family members have on the level of family welfare in the view of Islamic Economics in Kampung Jati Anom Kel. Srengsem Kec. Panjang. This study uses a quantitative approach which is descriptive statistics. The sampling technique uses Quota Sampling. The population is 294 families and the sample is 100 families. Collecting data using questionnaires/questions and documentation techniques. Partially, the results of this study indicate that the variable income level and lifestyle affect the level of family welfare, while the variable number of family members has no effect. Simultaneously, the level of income, lifestyle, and number of family members affect the level of family welfare. From an Islamic perspective, real welfare is feeling sufficient, this is still not felt by most of the people of Kampung Jati Anom Kel. Srengsem Kec. Panjang.","PeriodicalId":169471,"journal":{"name":"Islamic Economics and Business Review","volume":"48 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135937778","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Sumber Pendapatan Non Zakat Negara Dalam Islam Dan Perbandingannya Dengan Zaman Kontemporer Di Indonesia","authors":"None Ahmad Zahran Rizqulloh, None Dewi Anjani, None Muhammad Fikri Hasani Sururi, None Ade Nur Rohim","doi":"10.59580/iesbir.v2i2.6010","DOIUrl":"https://doi.org/10.59580/iesbir.v2i2.6010","url":null,"abstract":"Negara mempunyai penanan yang sangat penting dalam memenuhi kebutuhan masyarakat di dalamnya. Namun kebutuhan itu sifatnya tidak tetap, melainkan akan berubah-ubah menyesuaikan keadaan. Dari pernyataan tersebut, bagaimana suatu negara dapat memenuhi kebutuhan masyarakat adalah dengan mengatur pengeluaran negara dan mengatur pula sumber penerimaannya. Negara mempunyai peran untuk dapat mengeluarkan kebijakan yang tepat mengenai sumber penerimaan negara agar sesuai dengan apa yang dibutuhkan masyarakat. Kebijakan sumber penerimaan negara sejak dahulu telah ditetapkan. Penelitian ini menggunakan metode studi literatur yang dimana peneliti menelaah studi yang telah ada sebelumnya. Sumber penerimaan negara pada zaman Rasulullah ternyata dapat diaplikasikan pada saat ini. Sumber penerimaan islam tidak hanya sebatas pada zakat saja atau saat ini di Indonesia disebut pajak, namun ada beberapa sumber pendapatan lain dalam menunjang kebutuhan negara. Atau pada zaman tersebut dapat dikatakan sebagai pendapatan non pajak. Sumber penerimaan yang berasal dari non pajak atau selain zakat yaitu diantaranya ada fai, ghanimah, usyr, jizyah, dan lain sebagainya. Sedangkan sumber pendapatan saat ini di Indonesia berasal dari pajak, PNBP dan hibah. Artikel ini mendeskripsikan perbandingan antara sumber pendapatan klasik yaitu pemerintahan islam zaman Rasulullah dengan sumber pendapatan kotemporer di Indonesia saat ini.
 
 Kata kunci: klasik, kotemporer, non pajak, pajak, sumber penerimaan.","PeriodicalId":169471,"journal":{"name":"Islamic Economics and Business Review","volume":"48 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135937785","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Service Quality Design: Analisis Kepuasan Nasabah Terhadap Kualitas Pelayanan Perbankan Syariah Melalui Analisis GAP","authors":"None Nungky Cahyani, None Risa Ariesta Dewi, None Febi Yani Arimbi","doi":"10.59580/iesbir.v2i2.5930","DOIUrl":"https://doi.org/10.59580/iesbir.v2i2.5930","url":null,"abstract":"Kualitas pelayanan merupakan suatu hal yang sangat penting bagi perusahaan karena apabila kualitas pelayanan memuaskan maka akan timbul rasa keinginan yang diharapkan tercapai sehingga muncul perasan puas akan produk atau jasa tersebut. kinerja pegawai merupakan prestasi kerja, yakni perbandingan antara hasil kerja yang dapat dilihat secara nyata dengan standar kerja yang telah ditetapkan organisasi. Penelitian ini bertujuan untuk mengetahui selisih antara tingkat kepuasan antar pegawai perbankan syariah dari persfektif nasabah. Sumber data yang digunakan yaitu data sekunder yang didapatkan melalui buku-buku, jurnal, referensi lain yang mendukung penelitian ini. Hasil dari penelitian ini menunjukan bahwa kualitas pelayanan di perbankan syariah masih rendah. Ketidakpuasan ini mencakup indikator assurance, tangible, empathy, responsiveness.","PeriodicalId":169471,"journal":{"name":"Islamic Economics and Business Review","volume":"48 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135939195","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Perkembangan Perusahaan Fintech Indonesia: Sebuah Tinjauan Produk, Akad dan Performa pada ALAMI Sharia","authors":"Muhammad Fuad Adisaputra, M Izdiyan Muttaqien","doi":"10.59580/iesbir.v2i2.6111","DOIUrl":"https://doi.org/10.59580/iesbir.v2i2.6111","url":null,"abstract":"Islamic fintech industry provides solutions for SMEs who need funding access besides banks. One of the Islamic fintechs contributing to the economy in Indonesia is PT. Alami Fintek Sharia or commonly known as ALAMI Sharia. This article attempts to describe the products and contracts used by ALAMI Sharia and its financial condition from 2019 to 2021. The method used is descriptive analysis of data obtained from primary and secondary data sources. The research results show that ALAMI has 3 types of products, namely invoice financing, purchase order financing, and community-based financing. In these products, the contracts used are a combination of Wakalah bil Ujroh, Hawalah bil Ujroh, Qardh, Murabahah, and Musyarakah. On the other hand, ALAMI Sharia has shown good performance in 2021 by recording several financial ratios, namely the current ratio of 132%, Net Profit Margin of 5%, ROI of 7%, ROE of 19%, debt to Asset Ratio of 62%, and debt to Equity Ratio of 165%.","PeriodicalId":169471,"journal":{"name":"Islamic Economics and Business Review","volume":"18 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135938796","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Minat Pelaku Usaha Mikro Bidang Makanan dan Minuman di DKI Jakarta Terhadap Program Sertifikasi Halal Gratis","authors":"Virda Alya Novbira Mya, Tati Handayani","doi":"10.59580/iesbir.v2i2.6240","DOIUrl":"https://doi.org/10.59580/iesbir.v2i2.6240","url":null,"abstract":"Abstract
 After almost a year of being launched by the Ministry of Religion, the realization of the Free Halal Certification (SEHATI) program is still very far from what has been targeted. The number of MSMEs in DKI Jakarta Province, which ranks fourth in Indonesia, has not been matched by the large number of MSEs who have registered for the program. This research aims to find out the interest of SMEs in DKI Jakarta in the SEHATI program. The method used in this research is descriptive qualitative. The object of this study is the interest in halal certification by collecting data through observation, interview, and documentation. The results of this study indicate that there is a fairly high positive interest from MSEs in the food and beverage sector in DKI Jakarta for the Sertifikasi Halal Gratis program. Interest in the SEHATI program is influenced by internal factors in the form of, 1) understanding of regulations, 2) knowledge of the SEHATI program, and 3) mindset of business actors; as well as external factors, namely, 1) halal certification costs, and 2) halal certification procedures. 
 Keywords: DKI Jakarta, halal certification, micro enterprise
 Abstrak
 Setelah hampir satu tahun diluncurkan oleh Kemenag, realisasi dari program Sertifikasi Halal Gratis (SEHATI) masih sangat jauh dari yang telah ditargetkan. Jumlah UMKM di Provinsi DKI Jakarta yang menempati urutan keempat terbanyak di Indonesia pun ternyata tidak diimbangi dengan banyaknya jumlah UMK yang mendaftar ke program tersebut. Penelitian ini bertujuan untuk mengetahui faktor-faktor yang memengaruhi minat pelaku usaha mikro di DKI Jakarta terhadap program SEHATI. Metode yang digunakan dalam penelitian ini adalah kualitatif deskriptif. Objek dari penelitian ini yaitu minat sertifikasi halal dengan pengumpulan data melalui teknik observasi, wawancara, dan dokumentasi. Hasil penelitian ini menunjukkan terdapat minat positif yang cukup tinggi dari pelaku UMK bidang makanan dan minuman di DKI Jakarta terhadap program Sertifikasi Halal Gratis. Minat terhadap program SEHATI tersebut dipengaruhi oleh faktor internal berupa, 1) pemahaman terhadap regulasi, 2) pengetahuan terhadap program SEHATI, dan 3) pola pikir pelaku usaha; serta faktor eksternal, yaitu, 1) biaya sertifikasi halal, dan 2) prosedur sertifikasi halal.
 Kata kunci: DKI Jakarta, sertifikasi halal, usaha mikro","PeriodicalId":169471,"journal":{"name":"Islamic Economics and Business Review","volume":"14 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135937774","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Pengaruh Dana ZIS dan Inflasi terhadap Tingkat Kemiskinan dengan Mediasi Pertumbuhan Ekonomi","authors":"Salsa Amanda, Muhammad Anwar Fathoni","doi":"10.59580/iesbir.v2i2.6278","DOIUrl":"https://doi.org/10.59580/iesbir.v2i2.6278","url":null,"abstract":"The decrease in the poverty rate in Indonesia over the past decade has been no more than 1 percent, which is in the range of 0.1 to 0.8 percent, which shows that poverty alleviation in Indonesia has not been too significant. The purpose of this study is to analyze the influence of ZIS funds and inflation on poverty rates in Indonesia by mediating economic growth. The analysis method used is path analysis as an advanced model of multiple linear regression. The results shows that ZIS funds have a significant direct influence on the poverty rate, while inflation and economic growth do not have a significant direct influence on the poverty rate. Then the ZIS fund variables and inflation do not have a significant direct influence on economic growth. In indirect effect testing, economic growth cannot mediate the effect of ZIS funds and inflation on poverty significantly.
 Keywords: Poverty; Economic Growth; ZIS; Inflation
 
 Penurunan tingkat kemiskinan di Indonesia selama satu dekade ini tidak lebih dari 1 persen yaitu kisaran 0,1 sampai 0,8 persen yang menunjukkan bahwa pengentasan kemiskinan di Indonesia belum terlalu signifikan. Tujuan dari penelitian ini adalah untuk menganalisis pengaruh ZIS dan inflasi terhadap tingkat kemiskinan di Indonesia dengan mediasi pertumbuhan ekonomi. Metode analisis yang digunakan adalah analisis jalur sebagai model lanjutan dari regresi linear berganda. Hasil penelitian menunjukkan bahwa dana ZIS memiliki pengaruh langsung secara signifikan terhadap tingkat kemiskinan, sedangkan inflasi dan pertumbuhan ekonomi tidak memiliki pengaruh langsung secara signifikan terhadap tingkat kemiskinan. Kemudian variabel dana ZIS dan inflasi tidak memiliki pengaruh langsung secara signifikan terhadap pertumbuhan ekonomi. Pada pengujian pengaruh tidak langsung, pertumbuhan ekonomi tidak dapat memediasi pengaruh dana ZIS dan inflasi terhadap kemiskinan secara signifikan.
 Kata kunci: Kemiskinan; Pertumbuhan Ekonomi; ZIS; Inflasi","PeriodicalId":169471,"journal":{"name":"Islamic Economics and Business Review","volume":"41 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135937784","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Thoughts of Sheikh Al Maududi and Ayatollah Baqir Shadr on Interest","authors":"Almer Ulul Albab, Sebastian Herman","doi":"10.59580/iesbir.v2i2.5645","DOIUrl":"https://doi.org/10.59580/iesbir.v2i2.5645","url":null,"abstract":"The past victories of Islam were weakened by stagnating scientific progress, slowing Muslim economic growth, and weakening military power in Islamic countries, and were easily defeated by the West. During this period, scholars were stigmatized as closed doors to Izhad and experienced a so-called sluggishness in which there was little development and innovation in both religion and science. Open the door to Ijtihad such as Johor ulema Dato' Syed Salim Abdullah al-Attas (1873-1899), Dato' Abdullah Musa (1899-1907), Syed 'Abd Qadir Muhsin al-Attas (1909 -1933) ) and Syed Alwi Tahir al-Haddad (1933-1941). Currently, Muslims are undergoing various attacks from scientific and economic aspects, especially in relation to interest, and until now, there are still some Muslims who do not consider interest, especially bank interest, to be haram. It's a pity. That's why scholars tried to empower Muslims, such as Sunni Abul Ala al-Moudi and Shia Sheikh Bakr Sadr. This study uses a literature review method with reference to selected journals and books and aims to explore whether there are differences between Sunnis and Shiites regarding this interest.","PeriodicalId":169471,"journal":{"name":"Islamic Economics and Business Review","volume":"41 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116626249","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}