At-Ta'awun Pub Date : 2022-04-18 DOI: 10.59579/atw.v1i1.2696

Sara Kinanti

{"title":"Konstruksi Akad Ijarah Multi Jasa di KSPPS Anugerah Cabang Seomerto Perspektif Fatwa DSN-MUI No: 44/DSN-MUI/VII/2004","authors":"Sara Kinanti","doi":"10.59579/atw.v1i1.2696","DOIUrl":"https://doi.org/10.59579/atw.v1i1.2696","url":null,"abstract":"One of MUI's efforts to maintain Islamic law in LKS products is to issue DSN-MUI Fatwas which regulate LKS products in Indonesia. The lack of knowledge and the nature of the fatwa that do not remember lead to many violations in the issued fatwas. For this reason, this study intends to find out that the Multi-service Ijarah Contract at the Selomerto branch of KSPPS Anugerah is in accordance with the DSN-MUI fatwa on multi-service financing or not. This study found: first, the implementation of Multiservice Financing at KSPPS Anugerah Selomerto branch using an ijarah contract where KSPPS acts as an ajir and members as Musta'jir with the object of the contract in the form of services provided by KSPPS in return for ujrah/fees given by members to KSPPS. Second, the Ijarah Mutijasa Agreement at KSPP Anugerah is not in accordance with the DSN-MUI Fatwa No. 44/DSN-MUI/VII/2004 concerning Multi-service financing which also refers to 2 other fatwas, namely DSN-MUI Fatwa No. 09/DSN-MUI/IV/2004 and no. 112/DSN-MUI/IX/2017 regarding Ijarah financing. The Multi-service Ijarah Financing Agreement at KSPPS Anugerah Selomerto branch does not fulfill the pillars of ijarah. In addition, the provisions of ujrah or fees are also contrary to the provisions in the fatwa.","PeriodicalId":145381,"journal":{"name":"At-Ta'awun","volume":"22 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-04-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115844137","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Analisis Normatif-Yuridis Tentang Penggantian Nadzir Tidak Cakap Dalam Pengelolaan Wakaf (Studi Putusan Nomor 460 K/AG/2019) Nadzir替代的Normatif-Yuridis不擅长Wakaf的管理(裁决编号460 K/AG/2019)

At-Ta'awun Pub Date : 2022-04-18 DOI: 10.59579/atw.v1i1.2695

Umi Fatma

引用次数: 0

Pengalihan Akad Pada Pembiayaan Multijasa Di KSPPS Marhamah Wonosobo

At-Ta'awun Pub Date : 2022-04-18 DOI: 10.59579/atw.v1i1.2701

Virastuti Apriliyani

{"title":"Pengalihan Akad Pada Pembiayaan Multijasa Di KSPPS Marhamah Wonosobo","authors":"Virastuti Apriliyani","doi":"10.59579/atw.v1i1.2701","DOIUrl":"https://doi.org/10.59579/atw.v1i1.2701","url":null,"abstract":"Financing in KSPPS Marhamah Wonosobo in avoiding non-performing financing carried out credit rescue through restructuring actions by transferring contracts in multi-service financing with ijarah contracts to rahn tasjily (extending the installment period according to the agreement). Therefore, how is the transfer of contracts in multi-service financing to the settlement of non-performing financing at KSPPS Marhamah Wonosobo. This type of research uses qualitative research methods and has a field research type. Based on the research conducted, KSPPS Marhamah Wonosobo in transferring contracts in multi-service financing with the aim of, firstly, to overcome non-performing financing in multi-service financing that has matured and there are still remaining principal costs by intensive billing and restructuring of financing by transferring contracts in multi-service financing with an ijarah contract, the second is based on the analysis of Islamic law, namely the DSN MUI Fatwa No.44/DSN-MUI/VIII/2004 concerning Multiservice Financing, the second is the DSN MUI Fatwa No.112/DSN-MUI/2017 concerning the Ijarah contract. Based on the rules set to minimize the risk of non-performing financing, what is done is transferred to a rahn tasjily contract based on the DSN MUI Fatwa No. 68/DSN-MUI/III/2008 concerning Rahn Tasjily. \u0000 \u0000 ","PeriodicalId":145381,"journal":{"name":"At-Ta'awun","volume":"26 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-04-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131161647","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Strategi Penghimpunan Dan Pendistribusian ZISWAF Dalam Penanganan Covid 19 Di BAZNAS Banjarnegara ZISWAF在BAZNAS Banjarnegara处理Covid 19的编译和分配战略

At-Ta'awun Pub Date : 2022-04-18 DOI: 10.59579/atw.v1i1.2697

Peni Nurhidayah

引用次数: 0

Pemikiran Ibn Rusyd Tentang Wadiah Dalam Kitab Bidayatul Mujtahid

At-Ta'awun Pub Date : 2022-04-18 DOI: 10.59579/atw.v1i1.2702

Musa Andika, Najwan Nufus, Alfilaili Nur Fadilah

引用次数: 0

Nalar Fikih Fatwa Nahdlatul Ulama Tentang Bisnis Multi Level Marketing (Studi Munas Alim Ulama NU tahun 2019)

At-Ta'awun Pub Date : 2022-04-18 DOI: 10.59579/atw.v1i01.2698

Frisma Pratama

{"title":"Nalar Fikih Fatwa Nahdlatul Ulama Tentang Bisnis Multi Level Marketing (Studi Munas Alim Ulama NU tahun 2019)","authors":"Frisma Pratama","doi":"10.59579/atw.v1i01.2698","DOIUrl":"https://doi.org/10.59579/atw.v1i01.2698","url":null,"abstract":"Multi Level Marketing which is abbreviated as MLM has experienced rapid development, this business is one of the direct selling which is engaged in the trade in goods or services, however, the provisions of Islamic law regarding this business often have pros and cons whether it is allowed or not. The Islamic organization Nahdlatul Ulama has a view on this business, namely through the bahtsul masail forum which was published in Bahtsul Masail's decision on MLM business law discussed at the 2019 NU Alim Ulama National Conference. the fiqh reasoning used by Bahtsul Masail in determining the MLM business law. The results of the study, the authors concluded, namely: First, Bahtsul Masail NU stated two decisions, namely that there were MLM businesses that were not allowed and those that were allowed. Not allowed, Bahtsul Masail thinks that MLM business is all the same, Bathsul Masail looks at the price of the product above the market price to attract customers to want to register to become members so they can get cheaper prices, in that way, they are sellers can have a network Underneath, their motivation is not profit selling but the bonuses they get when they can recruit as many people as possible. This is allowed, because basically the MLM system is muamalah or buyu’ whose basic principle is permissible (permissible) as long as there is no element of Riba, Ghoror (unclearness), Dhoror (harming or harming other parties), Jahalah (not transparent). Second, the fiqh reasoning used is using “contextual social fiqh reasoning”. By using the istinbath method of qauliy and manhajiy laws. The qauly method is a form of selective (critical) ijtihad. The Manhajy method is to take the methodology used by the scholars of the past and ushul fiqh and qawa'id fiqhiyyah.","PeriodicalId":145381,"journal":{"name":"At-Ta'awun","volume":"56 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-04-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132002042","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

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