{"title":"Annual Meeting","authors":"","doi":"10.1111/jori.70018","DOIUrl":"https://doi.org/10.1111/jori.70018","url":null,"abstract":"","PeriodicalId":51440,"journal":{"name":"Journal of Risk and Insurance","volume":"92 3","pages":""},"PeriodicalIF":1.7,"publicationDate":"2025-08-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"144910177","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Xiaomin Li, Ashley Kuelz, Muhammad Aamir Khan, Ashley B. LeBaron-Black
{"title":"What My Parents Did for Me: Parental Financial Sacrifice, Money Scripts, and Financial Behaviors Among Hong Kong Youths in Low-SES Households","authors":"Xiaomin Li, Ashley Kuelz, Muhammad Aamir Khan, Ashley B. LeBaron-Black","doi":"10.1111/joca.70026","DOIUrl":"https://doi.org/10.1111/joca.70026","url":null,"abstract":"<div>\u0000 \u0000 <p>Drawing on the family financial socialization model, this study examines parental financial sacrifice—parents prioritize their children's future over their own financial needs—and its associations with youths' financial behaviors. We investigated three types of financial behaviors: (1) short-term management (e.g., saving and spending), (2) long-term management (e.g., investing), and (3) financial enabling (e.g., over-giving or oversharing). Additionally, we explored the mediating role of money scripts—emotionally charged beliefs about money—and their organization into distinct profiles. Based on cross-sectional data from 1000 Hong Kong youths in low-SES households, we found that higher-level parental financial sacrifice was associated with healthier short- and long-term money management but lower-level financial enabling. These associations were mediated by money script profiles—the diverse combinations of money-related beliefs. These results underscore the distinctive financial socialization experiences of youths in low-SES households while highlighting the value of understanding money script profiles to mitigate their challenges.</p>\u0000 </div>","PeriodicalId":47976,"journal":{"name":"Journal of Consumer Affairs","volume":"59 3","pages":""},"PeriodicalIF":3.2,"publicationDate":"2025-08-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"144905583","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
World DevelopmentPub Date : 2025-08-27DOI: 10.1016/j.worlddev.2025.107106
Yeyoung Lee , Elizabeth Bryan , Nicole M. Mason , Ibrahim Worku Hassen , Veronique Theriault , Claudia Ringler
{"title":"Does small-scale irrigation affect women’s time allocation? Insights from Ethiopia","authors":"Yeyoung Lee , Elizabeth Bryan , Nicole M. Mason , Ibrahim Worku Hassen , Veronique Theriault , Claudia Ringler","doi":"10.1016/j.worlddev.2025.107106","DOIUrl":"10.1016/j.worlddev.2025.107106","url":null,"abstract":"<div><div>Small-scale irrigation (SSI) interventions have received increasing attention as a potential pathway for women’s empowerment in sub-Saharan Africa. One key aspect of women’s empowerment that SSI can influence is women’s time burden. Hypothesized benefits of SSI for women are less energy exertion and reduced labor in agriculture. Yet, these hypotheses have not been tested empirically. We explore how household adoption of different SSI technologies affects the time allocation of women in the household, using two rounds of intrahousehold panel survey data from Ethiopia. Two different approaches are used to address potential endogeneity issues related to time-constant and time-varying factors that may be correlated with both SSI and time use: an instrumental variables-correlated random effects approach and a fractional multinomial logit-correlated random effects with control function approach. The results suggest that household use of SSI in general is associated with an increase in women’s leisure time. The results further suggest that household use of motor pumps is associated with an increase in women’s leisure time and reductions in the time they spend on farming and personal care. Given that women often provide the labor for irrigation using manual, labor-intensive methods, such as watering cans, buckets, or hand- or foot-powered treadle pumps, the results suggest that SSI using motorized methods has the potential to free up women’s time in farming and enable more leisure time. These findings have broad implications for women’s empowerment and labor allocation. Future research using new and more comprehensive data could explore the mechanisms for the findings in this study and determine if SSI enables women to improve their ability to allocate their time to activities they prefer.</div></div>","PeriodicalId":48463,"journal":{"name":"World Development","volume":"196 ","pages":"Article 107106"},"PeriodicalIF":4.8,"publicationDate":"2025-08-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"144908004","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":1,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Post-disaster permanent housing and life satisfaction in Van, Turkey: Impacts of housing satisfaction, socioeconomic and demographic factors","authors":"Aysu Uğurlar , Leyla Alkan Gökler , Gaye Zeynep Çenesiz","doi":"10.1016/j.cities.2025.106401","DOIUrl":"10.1016/j.cities.2025.106401","url":null,"abstract":"<div><div>This study investigates the factors influencing life satisfaction among residents of post-disaster permanent housing in Van, Turkey, following the 2011 earthquake. Data were collected through a survey of 382 households across five districts, examining socioeconomic factors, housing satisfaction, and their impact on overall life satisfaction. Multiple regression analysis revealed that income, satisfactions from housing attributes, neighborhood characteristics and social activities, and demographic factors significantly influence residents' life satisfaction. Households facing fewer difficulties meeting housing expenditures reported higher levels of life satisfaction. The study highlights that both objective housing attributes, such as housing quality, and subjective perceptions, such as neighborhood satisfaction and sense of community, significantly influence residents' overall life satisfaction. These findings, consistent with existing research, underscore the importance of addressing socioeconomic disparities and improving housing quality to enhance residents' well-being. The study emphasizes the need to incorporate residents' needs and preferences into post-disaster permanent housing policies to promote successful resettlement and ensure the long-term well-being of disaster-affected communities.</div></div>","PeriodicalId":48405,"journal":{"name":"Cities","volume":"168 ","pages":"Article 106401"},"PeriodicalIF":6.6,"publicationDate":"2025-08-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"144903648","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":1,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Financing micro-entrepreneurship in online crowdfunding markets: What drives local bias?","authors":"Jian Ni , Yi Xin , Fangzhu Yang","doi":"10.1016/j.jebo.2025.107201","DOIUrl":"10.1016/j.jebo.2025.107201","url":null,"abstract":"<div><div>This paper investigates local bias in online crowdfunding and examines the channels through which it manifests. Using rich data from a major Chinese reward-based crowdfunding platform, we document strong local bias among funders, particularly for projects whose evaluation relies on local knowledge. We develop and estimate a structural model to quantify the roles of preference and information channels in driving this bias, finding that informational frictions account for roughly two-thirds of the effect. A counterfactual policy that removes project location information increases contributions from different-province funders and benefits projects originating in underdeveloped regions. Our findings highlight the role of platform design in shaping investor behavior and expanding funding access for micro-entrepreneurs.</div></div>","PeriodicalId":48409,"journal":{"name":"Journal of Economic Behavior & Organization","volume":"238 ","pages":"Article 107201"},"PeriodicalIF":2.3,"publicationDate":"2025-08-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"144907461","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Issue Information: Journal of Risk and Insurance 3/2025","authors":"","doi":"10.1111/jori.12477","DOIUrl":"https://doi.org/10.1111/jori.12477","url":null,"abstract":"","PeriodicalId":51440,"journal":{"name":"Journal of Risk and Insurance","volume":"92 3","pages":"577-579"},"PeriodicalIF":1.7,"publicationDate":"2025-08-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://onlinelibrary.wiley.com/doi/epdf/10.1111/jori.12477","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"144910178","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Energy PolicyPub Date : 2025-08-27DOI: 10.1016/j.enpol.2025.114847
Rong Guan , Huijuan Wang , Ruotong Zheng , Xunpeng Shi , Ke Wang
{"title":"Evaluating the impact of digital technologies on energy efficiency: Evidence from Chinese publicly listed companies","authors":"Rong Guan , Huijuan Wang , Ruotong Zheng , Xunpeng Shi , Ke Wang","doi":"10.1016/j.enpol.2025.114847","DOIUrl":"10.1016/j.enpol.2025.114847","url":null,"abstract":"<div><div>This study aims to evaluate the impact of digital technology adoption on energy efficiency in China's publicly listed industrial firms. It employs text mining techniques and a difference-in-differences model to conduct the evaluation. The empirical analysis quantifies a 52.69 % reduction in energy intensity for firms adopting digital technologies. The short-term effect of adopting digital technologies is the most obvious, but the effect gradually diminishes over time due to the lack of core technologies and the energy rebound effect. Energy efficiency improvements are driven by reductions in energy consumption and increases in total factor productivity. There are significant regional differences in the adoption of digital technologies, with firms in Eastern China benefiting more, mainly due to higher levels of productivity and resource optimization. Spatial analysis further shows firms in low-energy-intensity provinces benefit from digital adoption, while those in high-energy-intensity provinces have no significant effects despite spatial spillovers. These results underscore the importance of fostering synergies between digital technology adoption and carbon reduction, advancing energy-saving technologies, and tailoring policies to regional contexts to maximize benefits. Additionally, balancing environmental regulations with market mechanisms and providing incentives for technological innovation are critical for promoting widespread adoption of digital technologies to enhance energy efficiency.</div></div>","PeriodicalId":11672,"journal":{"name":"Energy Policy","volume":"207 ","pages":"Article 114847"},"PeriodicalIF":9.2,"publicationDate":"2025-08-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"144903798","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":2,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Abnormally low bids in PPPs: Analysis of evidence and a proposed statistical test","authors":"Sergio Hinojosa , Roberto Muñoz , Giancarlos Oviedo","doi":"10.1016/j.jup.2025.102021","DOIUrl":"10.1016/j.jup.2025.102021","url":null,"abstract":"<div><div>This study examines the presence of abnormally low bids in public-private partnership (PPP) project tenders across Latin America. To this end, a representative database of PPP processes in Latin America was developed. Surprisingly, the findings indicate a notable absence of abnormally low bids. This result stands in stark contrast to recent studies. The analysis of 122 PPP projects spanning diverse countries and sectors provides a foundation for constructing a statistical test to identify abnormally low bids.</div></div>","PeriodicalId":23554,"journal":{"name":"Utilities Policy","volume":"96 ","pages":"Article 102021"},"PeriodicalIF":4.4,"publicationDate":"2025-08-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"144903863","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Blockchain's role in social welfare, financial inclusion, and public sector innovations in India: A multi-sector analysis of government-led initiatives","authors":"Jaskirat Singh , Gurdip Singh Batra , Sarvjeet Kaur Chatrath","doi":"10.1016/j.cities.2025.106366","DOIUrl":"10.1016/j.cities.2025.106366","url":null,"abstract":"<div><div>This study investigates the integrated impact of blockchain technology in enhancing transparency, mitigating corruption, fostering trust, and promoting financial inclusion within India's public sector, focusing on social welfare programs and related services for economically weaker sections (EWS) in urban slums. Using a mixed-methods approach combining surveys (n = 700) and qualitative insights from beneficiaries and public sector experts (n = 30) in Punjab, the research assesses government-led blockchain initiatives like the Vishvasya-Blockchain Technology Stack and NBFLite. Findings reveal significant positive associations between blockchain implementation and improvements in transparency (β = 0.74), trust (β = 0.76), financial inclusion (β = 0.68), and perceived corruption reduction (β = −0.63). Qualitative data contextualizes these findings, highlighting user experiences and critical adoption barriers, particularly digital literacy. The study contributes a novel, synthesized perspective on blockchain's potential to drive synergistic improvements across interconnected public service domains (welfare, financial inclusion, potentially others like health/education), offering a holistic view crucial for urban policy and planning. Results provide actionable recommendations for policymakers regarding scaling adoption, addressing implementation challenges, investing in digital literacy, and establishing robust governance frameworks to leverage blockchain as a tool for inclusive socio-economic development in rapidly digitalizing urban environments.</div></div>","PeriodicalId":48405,"journal":{"name":"Cities","volume":"167 ","pages":"Article 106366"},"PeriodicalIF":6.6,"publicationDate":"2025-08-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"144902258","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":1,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
CitiesPub Date : 2025-08-27DOI: 10.1016/j.cities.2025.106348
Aja Sutton , Whitney Walker , Amy Hagopian , Zack W. Almquist
{"title":"Encampments as neighbors: Encampment location and proximity to amenities among Seattle, WA’s unhoused population","authors":"Aja Sutton , Whitney Walker , Amy Hagopian , Zack W. Almquist","doi":"10.1016/j.cities.2025.106348","DOIUrl":"10.1016/j.cities.2025.106348","url":null,"abstract":"<div><div>In the United States, no jurisdiction guarantees the basic conditions necessary for health, such as stable housing, even as homelessness continues to intensify. King County, Washington, the twelfth largest U.S. county, hosts the fourth largest population of people experiencing homelessness, many of whom reside in Seattle. Discouraging encampments and providing shelter beds has proven ineffective. We investigate how encampments’ proximity to basic amenities compares to those in emergency shelters and rental units. We analyze rich spatial, administrative, and outreach worker data from Seattle’s Evergreen Treatment Services (ETS) REACH on individuals living in tents and on the street from 2016 to 2022. We discuss the implications of providing effective support for people living unhoused and provide, to our knowledge, the most comprehensive and recent study of neighborhood amenities proximity among the unsheltered population in Seattle, WA. We find that, in most neighborhoods, encampment locations were similarly located in proximity to a range of amenities as were rental units. Additionally, encampments were located closer than shelters to certain amenities, especially food-related ones, excluding food banks, suggesting that they may offer opportunities for meeting basic needs, and accessing WiFi. We conclude that housing options that feel like homes rather than institutions are crucial in supporting the unhoused population. Our findings suggest that emergency shelters should be more integrated into neighborhoods and better reflect the proximity to amenities of tent encampments and rentals.</div></div>","PeriodicalId":48405,"journal":{"name":"Cities","volume":"168 ","pages":"Article 106348"},"PeriodicalIF":6.6,"publicationDate":"2025-08-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"144902816","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":1,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}