{"title":"美国青年的工会、债务和经济优势。","authors":"Alec P Rhodes, Rachel E Dwyer","doi":"10.1177/07308884241273248","DOIUrl":null,"url":null,"abstract":"<p><p>Unionized workers experience significant labor market advantages. Do these advantages transfer to financial markets, including credit and consumer markets? We argue that union coverage facilitates financial advantages in young adulthood by enhancing access to wealth-building credit and avoidance of costly financial coping strategies. We extend a conceptual model of financial advantage based on young adults' debt holdings to the case of early career union coverage using data from the <i>National Longitudinal Survey of Youth-1997 Cohort</i>. Findings support the importance of labor market institutions in fostering financial advantages and underscore the role of credit and debt for life course inequality processes.</p>","PeriodicalId":47716,"journal":{"name":"Work and Occupations","volume":"52 3","pages":"447-488"},"PeriodicalIF":3.7000,"publicationDate":"2025-08-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://www.ncbi.nlm.nih.gov/pmc/articles/PMC12341047/pdf/","citationCount":"0","resultStr":"{\"title\":\"Labor Unions, Debt, and Financial Advantage in Young Adulthood in the United States.\",\"authors\":\"Alec P Rhodes, Rachel E Dwyer\",\"doi\":\"10.1177/07308884241273248\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"<p><p>Unionized workers experience significant labor market advantages. Do these advantages transfer to financial markets, including credit and consumer markets? We argue that union coverage facilitates financial advantages in young adulthood by enhancing access to wealth-building credit and avoidance of costly financial coping strategies. We extend a conceptual model of financial advantage based on young adults' debt holdings to the case of early career union coverage using data from the <i>National Longitudinal Survey of Youth-1997 Cohort</i>. Findings support the importance of labor market institutions in fostering financial advantages and underscore the role of credit and debt for life course inequality processes.</p>\",\"PeriodicalId\":47716,\"journal\":{\"name\":\"Work and Occupations\",\"volume\":\"52 3\",\"pages\":\"447-488\"},\"PeriodicalIF\":3.7000,\"publicationDate\":\"2025-08-01\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"https://www.ncbi.nlm.nih.gov/pmc/articles/PMC12341047/pdf/\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Work and Occupations\",\"FirstCategoryId\":\"90\",\"ListUrlMain\":\"https://doi.org/10.1177/07308884241273248\",\"RegionNum\":2,\"RegionCategory\":\"社会学\",\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"2024/10/1 0:00:00\",\"PubModel\":\"Epub\",\"JCR\":\"Q1\",\"JCRName\":\"INDUSTRIAL RELATIONS & LABOR\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Work and Occupations","FirstCategoryId":"90","ListUrlMain":"https://doi.org/10.1177/07308884241273248","RegionNum":2,"RegionCategory":"社会学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"2024/10/1 0:00:00","PubModel":"Epub","JCR":"Q1","JCRName":"INDUSTRIAL RELATIONS & LABOR","Score":null,"Total":0}
Labor Unions, Debt, and Financial Advantage in Young Adulthood in the United States.
Unionized workers experience significant labor market advantages. Do these advantages transfer to financial markets, including credit and consumer markets? We argue that union coverage facilitates financial advantages in young adulthood by enhancing access to wealth-building credit and avoidance of costly financial coping strategies. We extend a conceptual model of financial advantage based on young adults' debt holdings to the case of early career union coverage using data from the National Longitudinal Survey of Youth-1997 Cohort. Findings support the importance of labor market institutions in fostering financial advantages and underscore the role of credit and debt for life course inequality processes.
期刊介绍:
For over 30 years, Work and Occupations has published rigorous social science research on the human dynamics of the workplace, employment, and society from an international, interdisciplinary perspective. Work and Occupations provides you with a broad perspective on the workplace, examining international approaches to work-related issues as well as insights from scholars in a variety of fields, including: anthropology, demography, education, government administration, history, industrial relations, labour economics, management, psychology, and sociology. In addition to regular features including research notes, review essays, and book reviews.