Becoming self-sufficient: a longitudinal person-centered analysis of financial identity and adult status during emerging adulthood

IF 1.7 3区心理学 Q3 PSYCHOLOGY, DEVELOPMENTAL

Applied Developmental Science Pub Date : 2023-04-03 DOI:10.1080/10888691.2022.2035224

Joyce Serido, Angela Sorgente, M. Lanz, Soyeon Shim

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引用次数: 1

Abstract

ABSTRACT Because finances play an important part in managing the demands of adult social roles, we investigate the formation of financial identity and its association with perceived adult status. Drawing from Marcia’s (1966) operationalization of four identity statuses (i.e., foreclosed, achieved, diffused, moratorium) and adapted to the financial domain, we performed Latent Transition Analysis (LTA) using longitudinal data gathered from a cohort of college students in the United States at four time points (N = 672) covering an eight-year period (2008–2016). A key study finding is empirical directional evidence of financial identity as a predictor of adult status. In addition, findings show that, over time, individuals commit more strongly to a certain financial identity, which may in turn factor significantly in the process of achieving adult self-sufficiency. Finally, we distinguish three distinct financial identity profiles based on the way that participants made decisions related to financial matters during the transition to adulthood.

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自给自足：对新兴成年期经济身份和成人地位的纵向人中心分析

摘要：由于财务在管理成人社会角色需求方面发挥着重要作用，我们研究了财务身份的形成及其与感知的成人地位的关系。根据Marcia（1966）对四种身份状态（即取消赎回权、已实现、扩散、暂停）的操作，并适应金融领域，我们使用从美国四个时间点（N = 672），为期八年（2008-2016年）。一项关键的研究发现是金融身份作为成年人地位预测因素的经验方向性证据。此外，研究结果表明，随着时间的推移，个人对某种经济身份的承诺会更强烈，这反过来可能会在实现成人自给自足的过程中发挥重要作用。最后，我们根据参与者在向成年过渡期间做出与财务事项相关决策的方式，区分了三种不同的财务身份特征。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

Applied Developmental Science PSYCHOLOGY, DEVELOPMENTAL-

CiteScore

12.00

自引率

2.60%

发文量

期刊介绍： The focus of this multidisciplinary journal is the synthesis of research and application to promote positive development across the life span and across the globe. The journal publishes research that generates descriptive and explanatory knowledge about dynamic and reciprocal person-environment interactions essential to informed public dialogue, social policy, and preventive and development optimizing interventions. This includes research relevant to the development of individuals and social systems across the life span -- including the wide range of familial, biological, societal, cultural, physical, ecological, political and historical settings of human development.