银行卡:根据伊斯兰教法的概念和规定

Q2 Arts and Humanities
1-Reema Al-Qaruty, 2. Samer, Abdel-Rahman M. Hadi, 3. Mohammad, Salman AlKhazaleh
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引用次数: 0

摘要

如今,银行卡在我们的生活中已经变得非常重要,特别是在新冠肺炎疫情的传播之后,现金的使用几乎减少了,而是依靠银行卡。事实上,它们被认为是生活的支柱,伊斯兰法律对这些卡作出了特别规定。当前的研究将试图解决银行卡相关的几个问题,包括定义、类型、特征、重要性,以及根据伊斯兰法律适用于每种银行卡的规定。此外,银行卡已成为日常交易的重要组成部分,根据其功能分为不同的类型,包括代理、转账、贷款和担保。每种类型都适用一项特别规定。客户在办理银行卡时,要收取会员费、续费、补发费,在不产生高利贷利息的前提下,可以使用该卡支取现金。但是,银行可能会收取与现金提取服务相称的费用。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Bank Cards: Concept & Provisions As Per Islamic Sharia
Nowadays, Bank Cards have become of great importance in our lives, especially after the Spread of Covid-19 Epidemic, which has almost minimized the utilization of Cash Money, relying instead on using Bank Cards. As a matter of fact, they are considered the backbone of life, and Islamic Law has stipulated special provisions for these Cards. The Current Research shall attempt to address several issues related to Bank Cards, including definition, types, characteristics, importance, and the ruling applied on each type of these Cards as per Islamic law. Besides, Bank Cards, that have become a major part of daily transactions, are classified into different types according to their function, which include Procuration, Transfer, Loan, and Warranty. A special Provision is applied on each of these types. When a customer applies for a Bank Card, he shall be charged fees for membership, renewal, and replacement, and he could use his card to withdraw cash, provided that it does not result in usurious interest. However, it is possible that the Bank may impose a fee commensurate with the Cash Withdrawal Service.
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来源期刊
Journal of Namibian Studies
Journal of Namibian Studies Arts and Humanities-History
自引率
0.00%
发文量
11
期刊介绍: Information not localized
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