基于RGEC方法的银行健康水平评估及其对伊斯兰金融危机的影响

IF 0.7 Q4 PUBLIC, ENVIRONMENTAL & OCCUPATIONAL HEALTH
Ditha Khiswaradewi, A. Eko Sujianto, M. Mashudi, Qomarul Huda, Dede Nurohman
{"title":"基于RGEC方法的银行健康水平评估及其对伊斯兰金融危机的影响","authors":"Ditha Khiswaradewi, A. Eko Sujianto, M. Mashudi, Qomarul Huda, Dede Nurohman","doi":"10.58860/ijsh.v2i6.56","DOIUrl":null,"url":null,"abstract":"Bank Indonesia has established rules regarding bank health so that banks are always expected to be healthy it will not harm the people interested in banking. This study aimed to analyze the effect of bank soundness level on financial distress using the RGEC method at Islamic Commercial Banks in Indonesia either partially or simultaneously. This research uses a descriptive quantitative approach using the RGEC method; the object of this research is Islamic Commercial Banks in Indonesia from 2013-2020. The sample collection technique used purposive sampling, with a sample of 11 Islamic Commercial Banks. Source of data obtained through secondary data. Data analysis used panel data regression with the help of Eviews 10 software. Financial Distress (Z-Score) is the dependent variable. While the Risk Profile (NPF and FDR), Good Corporate Governance (GCG), Earnings (ROA), and Capital (CAR) as independent variables. The study results show that the soundness level of Islamic commercial banks in 2013-2020 in terms of NPF is very healthy, and FDR is quite healthy. Meanwhile, GCG is in the good (healthy) category. Regarding ROA, it has decreased, so Islamic banks generating profits have decreased. Meanwhile, the CAR level has increased to a very healthy category. Partially NPF, GCG, and ROA significantly negatively affect Financial Distress. Meanwhile, FDR and CAR do not affect Financial Distress. Simultaneously NPF, FDR, GCG, ROA, and CAR significantly affect Financial Distress.","PeriodicalId":44967,"journal":{"name":"International Journal of Migration Health and Social Care","volume":"1 1","pages":""},"PeriodicalIF":0.7000,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"Assessment of Bank Health Level Using RGEC Method and Its Impact on Islamic Financial Distress\",\"authors\":\"Ditha Khiswaradewi, A. Eko Sujianto, M. Mashudi, Qomarul Huda, Dede Nurohman\",\"doi\":\"10.58860/ijsh.v2i6.56\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"Bank Indonesia has established rules regarding bank health so that banks are always expected to be healthy it will not harm the people interested in banking. This study aimed to analyze the effect of bank soundness level on financial distress using the RGEC method at Islamic Commercial Banks in Indonesia either partially or simultaneously. This research uses a descriptive quantitative approach using the RGEC method; the object of this research is Islamic Commercial Banks in Indonesia from 2013-2020. The sample collection technique used purposive sampling, with a sample of 11 Islamic Commercial Banks. Source of data obtained through secondary data. Data analysis used panel data regression with the help of Eviews 10 software. Financial Distress (Z-Score) is the dependent variable. While the Risk Profile (NPF and FDR), Good Corporate Governance (GCG), Earnings (ROA), and Capital (CAR) as independent variables. The study results show that the soundness level of Islamic commercial banks in 2013-2020 in terms of NPF is very healthy, and FDR is quite healthy. Meanwhile, GCG is in the good (healthy) category. Regarding ROA, it has decreased, so Islamic banks generating profits have decreased. Meanwhile, the CAR level has increased to a very healthy category. Partially NPF, GCG, and ROA significantly negatively affect Financial Distress. Meanwhile, FDR and CAR do not affect Financial Distress. Simultaneously NPF, FDR, GCG, ROA, and CAR significantly affect Financial Distress.\",\"PeriodicalId\":44967,\"journal\":{\"name\":\"International Journal of Migration Health and Social Care\",\"volume\":\"1 1\",\"pages\":\"\"},\"PeriodicalIF\":0.7000,\"publicationDate\":\"2023-06-30\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"International Journal of Migration Health and Social Care\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.58860/ijsh.v2i6.56\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"Q4\",\"JCRName\":\"PUBLIC, ENVIRONMENTAL & OCCUPATIONAL HEALTH\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"International Journal of Migration Health and Social Care","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.58860/ijsh.v2i6.56","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q4","JCRName":"PUBLIC, ENVIRONMENTAL & OCCUPATIONAL HEALTH","Score":null,"Total":0}
引用次数: 0

摘要

印度尼西亚银行已经建立了关于银行健康的规则,因此银行总是被期望是健康的,不会伤害对银行感兴趣的人。本研究旨在利用RGEC方法部分或同时分析印度尼西亚伊斯兰商业银行的银行稳健性水平对财务困境的影响。本研究采用描述性定量方法,采用RGEC方法;本研究以2013-2020年印尼伊斯兰商业银行为研究对象。样本采集技术采用有目的抽样,选取11家伊斯兰商业银行为样本。通过二次数据获得的数据来源。数据分析使用Eviews 10软件进行面板数据回归。财务困境(Z-Score)是因变量。而风险概况(NPF和FDR)、良好公司治理(GCG)、收益(ROA)和资本(CAR)作为自变量。研究结果表明,2013-2020年伊斯兰商业银行在NPF方面的稳健性水平是非常健康的,FDR是相当健康的。同时,GCG属于良好(健康)类别。ROA也减少了,因此伊斯兰银行的利润也减少了。同时,CAR水平已经上升到一个非常健康的类别。部分NPF、GCG和ROA显著负向影响财务困境。同时,FDR和CAR不影响金融危机。同时,NPF、FDR、GCG、ROA和CAR显著影响财务困境。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Assessment of Bank Health Level Using RGEC Method and Its Impact on Islamic Financial Distress
Bank Indonesia has established rules regarding bank health so that banks are always expected to be healthy it will not harm the people interested in banking. This study aimed to analyze the effect of bank soundness level on financial distress using the RGEC method at Islamic Commercial Banks in Indonesia either partially or simultaneously. This research uses a descriptive quantitative approach using the RGEC method; the object of this research is Islamic Commercial Banks in Indonesia from 2013-2020. The sample collection technique used purposive sampling, with a sample of 11 Islamic Commercial Banks. Source of data obtained through secondary data. Data analysis used panel data regression with the help of Eviews 10 software. Financial Distress (Z-Score) is the dependent variable. While the Risk Profile (NPF and FDR), Good Corporate Governance (GCG), Earnings (ROA), and Capital (CAR) as independent variables. The study results show that the soundness level of Islamic commercial banks in 2013-2020 in terms of NPF is very healthy, and FDR is quite healthy. Meanwhile, GCG is in the good (healthy) category. Regarding ROA, it has decreased, so Islamic banks generating profits have decreased. Meanwhile, the CAR level has increased to a very healthy category. Partially NPF, GCG, and ROA significantly negatively affect Financial Distress. Meanwhile, FDR and CAR do not affect Financial Distress. Simultaneously NPF, FDR, GCG, ROA, and CAR significantly affect Financial Distress.
求助全文
通过发布文献求助,成功后即可免费获取论文全文。 去求助
来源期刊
International Journal of Migration Health and Social Care
International Journal of Migration Health and Social Care PUBLIC, ENVIRONMENTAL & OCCUPATIONAL HEALTH-
CiteScore
1.30
自引率
0.00%
发文量
21
×
引用
GB/T 7714-2015
复制
MLA
复制
APA
复制
导出至
BibTeX EndNote RefMan NoteFirst NoteExpress
×
提示
您的信息不完整,为了账户安全,请先补充。
现在去补充
×
提示
您因"违规操作"
具体请查看互助需知
我知道了
×
提示
确定
请完成安全验证×
copy
已复制链接
快去分享给好友吧!
我知道了
右上角分享
点击右上角分享
0
联系我们:info@booksci.cn Book学术提供免费学术资源搜索服务,方便国内外学者检索中英文文献。致力于提供最便捷和优质的服务体验。 Copyright © 2023 布克学术 All rights reserved.
京ICP备2023020795号-1
ghs 京公网安备 11010802042870号
Book学术文献互助
Book学术文献互助群
群 号:481959085
Book学术官方微信