对伊斯兰银行数字原住民行为的分析

Fatkhul Ngali, P. Purwanto, Yeny Fitriyani
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引用次数: 1

摘要

这一研究的目的是确定影响虚拟本地技术实现伊斯兰银行服务目标的因素。许多先前的研究已经在采用伊斯兰货币产品的行为中使用了计划行为理论(TPB),然而,在虚拟本地技术的背景下,仍然很少有研究。与此同时,虚拟本地技术可以作为伊斯兰银行增加市场份额的一种方式,最终进入市场阶段。研究模式转化为169名居住在马格朗摄政的虚拟本地技术受访者。将研究信息转化为在线收集谷歌形状设施的使用情况。数据评估主要采用完全基于方差的结构方程模型。结果表明,从理论上讲,本研究可以证明计划行为理论(TPB)可以用于分析数字原生代对伊斯兰银行的行为。部分地,本研究证明了TPB中的变量,即态度、主观规范和感知行为控制,对数字原生代采用伊斯兰银行服务的意愿有显著的正向影响。下一个发现是,网上购物行为能够调节主观规范和行为控制变量之间的关系,这些变量被认为是积极的,但在记忆中,与采用伊斯兰银行服务的意图呈负相关。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Analisis Perilaku Generasi Digital Native Terhadap Bank Syariah
The motive of this take a look at is to decide the elements that impact the goal of the virtual local technology to undertake Islamic banking offerings. Much preceding research have used the Theory of Planned Behaviour (TPB) withinside the adoption of the conduct of Islamic monetary offerings, however there are nonetheless few research withinside the context of the virtual local technology. Meanwhile, the virtual local technology can end up a marketplace phase for Islamic banking as a way to growth marketplace share. The studies pattern turned into 169 respondents from the virtual local technology who stay in Magelang Regency. The studies information turned into gathered on line the usage of the google shape facility. Data evaluation used Structural Equation Modelling primarily based totally on variance. The results show that theoretically, this research can prove that the Theory of Planned Behavior (TPB) is relevant to be used in analyzing the behavior of the digital native generation towards Islamic banks. Partially, this study proves that the variables in the TPB, namely attitudes, subjective norms and perceived behavioral control, were found to have a significant positive influence on the intention of the digital native generation to adopt Islamic banking services. The next finding is that online shopping behavior is able to moderate the relationship between subjective norms and behavioral control variables that are perceived positively, but in memorization a negative relationship to the intention to adopt Islamic banking services.
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