伊斯兰小额信贷在微型企业发展中的作用

A. Fathurrahman, Choironi Mutmainah
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引用次数: 0

摘要

本研究旨在确定在BMT Artha Amanah Sanden接受融资前后的销售营业额,工人数量,销售货物数量和客户数量的差异。本研究是一种定量描述性研究。研究对象是在BMT Artha Amanah Sanden获得融资的微型企业家。关于微型企业的基本问题是资本和联系,这项研究对于展示建立一个有效和相互促进的伊斯兰经济生态系统的真实形式非常重要。本研究采用问卷调查的方法,选取了50名微型企业家作为样本。本研究的数据收集技术采用问卷调查和访谈。分析工具为Wilcoxon符号秩检验的非参数分析方法。根据分析结果,发现:(1)BMT Artha Amanah KC Sanden融资前后的销售营业额存在差异。(2) BMT Artha Amanah KC Sanden融资前后的员工数量存在差异。(3) BMT Artha Amanah KC Sanden融资前后销售的货物数量存在差异。(4) BMT Artha Amanah KC Sanden融资前后客户数量存在差异。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
The role of sharia microfinance in micro business development
This study aims to determine how the differences in sales turnover, the number of workers, the number of goods sold, and the number of customers before and after receiving financing at BMT Artha Amanah Sanden. This research is a type of quantitative descriptive research. The subjects in the study were micro-entrepreneurs who received the financing at BMT Artha Amanah Sanden. Regarding the fundamental issues in microbusiness which are capital and connections, this research is important to show the real form of establishing an effective and mutually reinforcing Islamic economic ecosystem. In this study, a sample of 50 micro-entrepreneurs were selected by the survey method. The data collection techniques in this study used questionnaires and interviews. The analytical tool used was non-parametric analysis method of the Wilcoxon Sign Rank Test. Based on the results of the analysis, it is found that: (1) There is a difference between sales turnover before and after financing from BMT Artha Amanah KC Sanden. (2) There is a difference between the number of workers before and after financing from BMT Artha Amanah KC Sanden. (3) There is a difference between the number of goods sold before and after financing from BMT Artha Amanah KC Sanden. (4) There is a difference between the number of customers before and after financing from BMT Artha Amanah KC Sanden.
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