通过数字工具将金融知识融入经济学课程:Finlite应用程序

IF 2.5 Q2 EDUCATION & EDUCATIONAL RESEARCH

Journal of International Education in Business Pub Date : 2022-01-07 DOI:10.1108/jieb-06-2021-0068

Khoo Yin Yin, R. Yusof, Yumiko Abe

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引用次数: 2

摘要

本研究旨在分析Finlite手机app对马来西亚本科商科学生金融素养的影响。设计/方法/方法本研究采用准实验性干预前设计。数据是通过测验和问卷收集的。在马来西亚的三个不同区域采用整群抽样。总共有400名就读经济学课程的商科学生参与了干预。结果表明，Finlite显著提升了学生的储蓄意愿、实践、决策、问责、价值观和金融素养。所有结果都是基于性别和种族进行分析的。然而，Finlite并没有显著地帮助克服学生的财务问题，如信用卡债务和不良消费行为。实际意义通过将数字工具整合到经济学课程中，可以有效地促进金融知识的普及。年轻人毕业后可以做出最佳的财务决策。未来的研究应该探索不同的课程，针对本科生和高中生。原创性/价值先前的研究主要考察与金融知识相关的态度和行为。相比之下，本研究测量了Finlite移动应用程序在储蓄意图、实践、决策、问责制、克服财务问题的能力和物有所值方面的事后影响。

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Integrating financial literacy into economics courses through digital tools: the Finlite app

Purpose This study aims to analyze the effect of the Finlite mobile app on the financial literacy of undergraduate business students in Malaysia. Design/methodology/approach This study uses a quasi-experimental pre-intervention design. The data are collected using a quiz and a questionnaire. Cluster sampling is adopted for three different zones in Malaysia. A total of 400 business students enrolled in economics courses participated in the intervention. Findings The results indicate that Finlite significantly promotes students’ savings intentions, practices, decision-making, accountability, values and financial literacy. All results are analyzed based on gender and race. However, Finlite does not significantly help overcome students’ financial issues such as credit card debt and poor spending behavior. Practical implications Financial literacy may be efficiently promoted through digital tools integrated into economics courses. Young adults can make optimal financial decisions after graduation. Future research should explore different courses, addressing undergraduate and high-school students. Originality/value Previous studies predominantly examine attitudes and behaviors related to financial literacy. In contrast, this study measures the ex post impact of the Finlite mobile app on savings intentions, practices, decision-making, accountability, ability to overcome financial issues and value for money.

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来源期刊

Journal of International Education in Business EDUCATION & EDUCATIONAL RESEARCH-

CiteScore

0.50

自引率

6.70%

发文量

期刊介绍： The journal of International Education in Business (JIEB) is a peer reviewed journal concerned with theoretical and pedagogic aspects of international education in business schools and its flow-on implications for the workplace. The journal publishes papers that are concerned with: - international education, - cross- and inter-cultural aspects of internationalisation, - internationalisation of business schools, - business school teaching and learning, - academic and social engagement of students, - recruitment and marketing of business education in international contexts, - quality processes with respect to internationalisation, and - global organisations as stakeholders of internationalisation. Theoretical and empirical papers (qualitative and quantitative) as well as case analyses are invited. Papers that explore micro- and macro-perspectives in business and international education are also included.