风险管理的演变

Sylwia Przetacznik
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引用次数: 0

摘要

本文的目的是介绍风险管理方法的演变,从这个领域的开始到现代结束。本文概述了风险管理的应用方法。它可以让我们了解当代企业风险管理概念的基础,并可以为进一步的风险研究提供指导。作者详细分析了多年来风险管理方法的变化,特别关注传统的筒仓风险管理和最现代的概念——erm,目前被认为是企业中最成熟、最完善、最主动的风险管理方法。筒仓风险管理是对单个风险的独立处理,侧重于最小化风险暴露,而ERM的本质是对组织所面临的所有风险进行综合管理,并将风险管理纳入组织的战略。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
The evolution of risk management
The aim of this paper is to present the evolution of approaches towards risk management, starting from the beginnings of this field and ending with modern times. The article provides an overview on the applied approaches towards risk management. It allows to understand the basics of contemporary risk management concepts in enterprises and can provide guidance for further research on risk. The author analyzes in detail the change in approaches towards risk management over the years, focusing in particular on traditional, silo risk management and on the most modern concept—ERM, currently considered the most mature and the most perfect, proactive approach towards risk management in an enterprise. Silo risk management treats individual risks independently and focuses on minimizing risk exposure, while the essence of ERM is the integrated management of all risks to which the organization is exposed and the inclusion of risk management in the organization’s strategy.
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