与利润结合——Gamaliel的建议

J. O'Neill, H. Froggatt
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引用次数: 4

摘要

本文论述了联合赢利企业在英国的发展情况。作者追溯了这些产品的近代史,并对其发展的主要原因进行了评论。他们还处理公司问题,包括对不同基金结构和不同类型人寿保险的保单持有人和股东的影响。定价和产品开发问题也包括在内。探讨了保留问题,包括估价方法的范围、法定要求和投保人的合理期望。最后,本文探讨了精算师对统一盈利投保人期望管理的贡献。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Unitised with profits — Gamaliel's advice
The paper deals with the development of unitised with-profits business in the United Kingdom. The authors trace the recent history of these products and comment on the main reasons for their development. They also deal with corporate issues, including implications for policyholders and shareholders of different fund structures and different types of life office. Pricing and product development issues are also covered. Reserving issues including the range of valuation methods, statutory requirements and policyholders' reasonable expectations are explored. Finally the paper considers the actuary's contribution to the management of unitised with-profits policyholders' expectations.
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