美国一家保险公司参与健康计划的处方索赔

R. Merrill
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引用次数: 1

摘要

目的:通过健康计划参与、基线健康状况、年龄和性别来确定美国一家保险公司处方索赔的数量和总费用。方法:对2014 - 2016年连续就业的2250人进行回顾性分析。结果:2014年患者年龄22 ~ 85岁(M = 48.7, SD = 11.2),女性占71.5%。项目参与率2014年为20.8%,2015年为12%,2016年为27.5%,总体为37.2%。参与率与年龄成反比,女性参与率更高(41.4%对25.7%)。在基线中,健康状况最好和最差的员工获得的健康参与积分最少。2014年,员工提出一项或多项药房索赔的比例为79.9%,2015年为82.4%,2016年为83.1%。那些向药房提出索赔的人明显年龄较大,而且更有可能是女性。随着基线医疗费用的增加,索赔数量和索赔总额也在增加。索赔数量和索赔总费用的变化是正的,随着基线医疗费用的降低,这种变化越来越大。年龄、性别和获得的健康计划积分在模型中并不重要。结论:健康计划的参与率随着年龄的增长而下降,女性参与率更高,在基线医疗费用适中的人群中参与率最高。药房索赔的数量和费用与项目参与无关。药房索赔数量和费用的变化与项目参与无关。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Prescription Claims According to Wellness Program Participation for an Insurance Company in the United States
Objective: To identify the number and total cost of prescription claims for a US insurance company by wellness program participation, baseline health, age, and sex. Methods: This is a retrospective analysis of 2250 individuals continuously employed from 2014 through 2016. Results: In 2014, ages ranged from 22 to 85 (M = 48.7, SD = 11.2), with 71.5% women. Program participation was 20.8% in 2014, 12% in 2015, and 27.5% in 2016, 37.2% overall. Participation was inversely related to age and greater in women (41.4% vs. 25.7%). Employees in the best and worst health at baseline went on to earn the fewest number of wellness participation points. The percent of employees filing one or more pharmacy claim was 79.9% in 2014, 82.4% in 2015, and 83.1% in 2016. Those filing a pharmacy claim were significantly older and more likely women. Number of claims and total cost of claims increased with increasing baseline medical costs. Change in the number of claims and the total cost of claims is positive, increasingly so with poorer baseline medical costs. Age, sex, and wellness program points earned are not significant in the models. Conclusion: Wellness program participation decreases with age, is higher in women, and is greatest among those with moderate baseline medical costs. Number and cost of pharmacy claims is not associated with program participation. Change in number and cost of pharmacy claims is not associated with program participation.
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