你的车是你的信用:利用研究遏制掠夺性汽车所有权贷款

IF 2.5 3区经济学 Q3 BUSINESS

Journal of Consumer Affairs Pub Date : 2023-08-31 DOI:10.1111/joca.12557

Jean Ann Fox

{"title":"你的车是你的信用:利用研究遏制掠夺性汽车所有权贷款","authors":"Jean Ann Fox","doi":"10.1111/joca.12557","DOIUrl":null,"url":null,"abstract":"This article is an edited version of the 2023 Esther Peterson Consumer Policy Forum lecture delivered at the American Council on Consumer Interests annual conference in May 2023. It uses the car title loan product to illustrate the information necessary to improve the credit market for vulnerable consumers. It provides ideas for research that would inform work to reform consumer loans secured by ownership of a vehicle.","PeriodicalId":47976,"journal":{"name":"Journal of Consumer Affairs","volume":null,"pages":null},"PeriodicalIF":2.5000,"publicationDate":"2023-08-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"Your car is your credit: Using research to curb predatory car title lending\",\"authors\":\"Jean Ann Fox\",\"doi\":\"10.1111/joca.12557\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"This article is an edited version of the 2023 Esther Peterson Consumer Policy Forum lecture delivered at the American Council on Consumer Interests annual conference in May 2023. It uses the car title loan product to illustrate the information necessary to improve the credit market for vulnerable consumers. It provides ideas for research that would inform work to reform consumer loans secured by ownership of a vehicle.\",\"PeriodicalId\":47976,\"journal\":{\"name\":\"Journal of Consumer Affairs\",\"volume\":null,\"pages\":null},\"PeriodicalIF\":2.5000,\"publicationDate\":\"2023-08-31\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Journal of Consumer Affairs\",\"FirstCategoryId\":\"96\",\"ListUrlMain\":\"https://onlinelibrary.wiley.com/doi/10.1111/joca.12557\",\"RegionNum\":3,\"RegionCategory\":\"经济学\",\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"Q3\",\"JCRName\":\"BUSINESS\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Journal of Consumer Affairs","FirstCategoryId":"96","ListUrlMain":"https://onlinelibrary.wiley.com/doi/10.1111/joca.12557","RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q3","JCRName":"BUSINESS","Score":null,"Total":0}

引用次数: 0

摘要

本文章由计算机程序翻译，如有差异，请以英文原文为准。

查看原文本刊更多论文

Your car is your credit: Using research to curb predatory car title lending

This article is an edited version of the 2023 Esther Peterson Consumer Policy Forum lecture delivered at the American Council on Consumer Interests annual conference in May 2023. It uses the car title loan product to illustrate the information necessary to improve the credit market for vulnerable consumers. It provides ideas for research that would inform work to reform consumer loans secured by ownership of a vehicle.

求助全文

通过发布文献求助，成功后即可免费获取论文全文。去求助

来源期刊

Journal of Consumer Affairs Multiple-

CiteScore

4.60

自引率

17.90%

发文量

期刊介绍： The ISI impact score of Journal of Consumer Affairs now places it among the leading business journals and one of the top handful of marketing- related publications. The immediacy index score, showing how swiftly the published studies are cited or applied in other publications, places JCA seventh of those same 77 journals. More importantly, in these difficult economic times, JCA is the leading journal whose focus for over four decades has been on the interests of consumers in the marketplace. With the journal"s origins in the consumer movement and consumer protection concerns, the focus for papers in terms of both research questions and implications must involve the consumer"s interest and topics must be addressed from the consumers point of view.