人工智能在投资管理中的硬法与软法规制

Q1 Social Sciences

Cambridge Yearbook of European Legal Studies Pub Date : 2022-12-01 DOI:10.1017/cel.2022.10

Wojtek Buczynski, Felix Steffek, F. Cuzzolin, M. Jamnik, Barbara Sahakian

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引用次数: 0

摘要

摘要人工智能（AI）技术为投资管理行业（以及更广泛的金融服务）提供了巨大的机遇。然而，目前还没有专门针对投资管理中人工智能的法规。这是否意味着人工智能目前不受监管？如果没有，适用哪些硬法律规则和软法律规则？投资是一个受到严格监管的行业（MIFID II、UCITS IV和V、SM&C、GDPR等）。大多数法规都有意保持技术中立。这些规定具有法律约束力（硬性法律）。近年来，专门关注人工智能的监管和行业出版物（软法律）出现了。在这篇文章中，我们分析了硬法律和软法律工具。这项工作的贡献是：首先，审查了多个司法管辖区适用于人工智能投资管理的关键法规（通常也延伸到银行业）；第二，人工智能关键监管主题的框架和分析。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Hard Law and Soft Law Regulations of Artificial Intelligence in Investment Management

Abstract Artificial Intelligence (‘AI’) technologies present great opportunities for the investment management industry (as well as broader financial services). However, there are presently no regulations specifically aiming at AI in investment management. Does this mean that AI is currently unregulated? If not, which hard and soft law rules apply? Investments are a heavily regulated industry (MIFID II, UCITS IV and V, SM&CR, GDPR etc). Most regulations are intentionally technology-neutral. These regulations are legally binding (hard law). Recent years saw the emergence of regulatory and industry publications (soft laws) focusing specifically on AI. In this Article we analyse both hard law and soft law instruments. The contributions of this work are: first, a review of key regulations applicable to AI in investment management (and oftentimes by extension to banking as well) from multiple jurisdictions; second, a framework and an analysis of key regulatory themes for AI.

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来源期刊

Cambridge Yearbook of European Legal Studies Social Sciences-Law

CiteScore

2.50

自引率

0.00%

发文量

期刊介绍： The Cambridge Yearbook of European Legal Studies (CYELS) offers authors and readers a space for sustained reflection and conversation about the challenges facing Europe and the diverse legal contexts in which those challenges are addressed. It identifies European Legal Studies as a broad field of legal enquiry encompassing not only European Union law but also the law emanating from the Council of Europe; comparative European public and private law; and national law in its interaction with European legal sources. The Yearbook is a publication of the Centre for European Legal Studies, Faculty of Law, University of Cambridge.