小额信贷与不平等:以印度尼西亚为例

Sriwijaya International Journal of Dynamic Economics and Business Pub Date : 2020-09-28 DOI:10.29259/SIJDEB.V4I3.211-228

L. Wardhana, F. Pramuditya, Elton Buyung Satriyanto

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引用次数: 0

摘要

本研究调查了小型银行小额信贷的作用，通常具有有限的地理区域的业务，在印度尼西亚，即人民银行(BPR)在收入不平等。使用2012-2018年省级面板数据的结果表明，此类银行的贷款与收入不平等的减少有关，支持小额信贷有助于减少收入不平等的论点。本研究对印尼是否存在业务流程再造具有重要的政策意义。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Microfinance and Inequality: Case of Indonesia

This study investigates the role of microfinance from small-sized banks, usually with a limited geographical area of operation, in Indonesia, namely Bank Perkreditan Rakyat (BPR) on the income inequality. Using a province level panel data of 2012-2018 the results show that loans from such a bank are associated with income inequality reduction, supporting the arguments that microfinance contributes to income inequality reduction. This study has an important policy implication regarding the existence of BPR in Indonesia.

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来源期刊

Sriwijaya International Journal of Dynamic Economics and Business

自引率

0.00%

发文量

审稿时长

7 weeks