Integrating local personnel response and recovery capacity: A conceptual model for small to medium enterprise hazard risk analysis.

Small-to-medium enterprises (SMEs) are vulnerable to disasters because of their limited ability to duplicate, separate and diversify their risk. SMEs must therefore rely on local personnel and resources to plan for, respond to, and recover from disasters. Unfortunately, community-level planning does not readily incorporate SMEs effectively. SMEs are thus forced to plan in isolation as current hazard risk analysis (HRA) models do not adequately account for the capacity of local personnel to respond to emergent hazards. Accordingly, this study posits an easy-to-use SME disaster impact model for HRA that combines probability theory and statistical analysis to integrate local personnel capacity. The model is designed specifically for SME usage; although, it can be applied to any organisation regardless of size. This study proposes a standardised HRA probability and consequence sequence based on the analysis of over 400 locations and risks that determined the model's reliability in practice. The posited SME disaster impact model for HRA effectively integrates vulnerability and local personnel capacity with services, personnel and equipment to optimise SME disaster response and recovery capacity.