疏远美国梦：福利改革和移民住房所有权

IF 2.1 4区经济学 Q2 ECONOMICS

Economics Letters Pub Date : 2025-07-04 DOI:10.1016/j.econlet.2025.112492

Aaron M. Gamino, Feyisayo Afolayan

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引用次数: 0

摘要

本研究考察了1996年《个人责任与工作机会和解法案》（PRWORA）对美国移民住房拥有率的影响。利用IPUMS CPS 1994年至2019年的数据，我们进行了一项事件研究，并估计了基于移民年份的移民和本地人住房拥有率的差异模型。我们的研究结果表明，PRWORA导致移民拥有住房的可能性显著下降。值得注意的是，在移民中，西班牙裔人拥有住房的可能性下降得最多，而那些受教育程度较高的人的降幅相对较小。这些发现有助于对福利限制的意外经济影响进行政策讨论，并突出了社会安全网在促进金融稳定方面的作用。

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Alienating the American dream: Welfare reform and immigrant homeownership

This study examines the impact of the Personal Responsibility and Work Opportunity Reconciliation Act of 1996 (PRWORA) on homeownership among immigrants in the US. Using IPUMS CPS data from 1994 to 2019, we conduct an event study and estimate a difference-in-differences model to compare immigrant homeownership with that of natives based on the year of immigration. Our findings indicate that PRWORA led to a significant decline in the likelihood of immigrants owning a home. Notably, among immigrants, the likelihood of homeownership declined the most for Hispanics, while those with higher levels of education experienced comparatively smaller reductions. These findings contribute to policy discussions on the unintended economic effects of welfare restrictions and highlight the role of social safety nets in promoting financial stability.

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来源期刊

Economics Letters ECONOMICS-

CiteScore

3.20

自引率

5.00%

发文量

348

审稿时长

30 days

期刊介绍： Many economists today are concerned by the proliferation of journals and the concomitant labyrinth of research to be conquered in order to reach the specific information they require. To combat this tendency, Economics Letters has been conceived and designed outside the realm of the traditional economics journal. As a Letters Journal, it consists of concise communications (letters) that provide a means of rapid and efficient dissemination of new results, models and methods in all fields of economic research.