意大利家庭的金融知识和可持续金融决策

IF 3.3 Q1 BUSINESS, FINANCE

JOURNAL OF ECONOMICS AND BUSINESS Pub Date : 2025-03-01 DOI:10.1016/j.jeconbus.2024.106220

Edoardo Lanciano , Daniele Previati , Ornella Ricci , Gianluca Santilli

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引用次数: 0

摘要

本文考虑到人们对可持续金融、可持续发展和环境、社会和治理（ESG）因素的知识程度，以及这些知识是否影响可持续投资决策，实证研究了金融素养是否影响人们对可持续发展的态度。我们调查了意大利金融教育委员会领导的2022年调查中的5000名受访者样本。我们发现，金融素养与可持续金融主题的知识水平呈正相关，并且理解这些主题对几个可持续投资变量具有正影响。我们的目标是强调金融素养在可持续发展目标中的作用，并丰富现有的关于金融素养与可持续金融之间关系的文献，为尚未充分探索的关系提供进一步的经验证据。

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Financial literacy and sustainable finance decisions among Italian households

This paper empirically investigates whether financial literacy affects people’s attitudes toward sustainability, considering the degree of knowledge on sustainable finance, sustainable development and Environmental, Social, and Governance (ESG) factors and whether this knowledge affects sustainable investment decisions. We investigate a sample of 5000 respondents from the 2022 survey led by the Italian Financial Education Committee. We find that financial literacy is positively related to the level of knowledge of sustainable finance topics and that understanding these topics has a positive effect on several sustainable investment variables. We aim to highlight the role of financial literacy in sustainability goals and enrich the existing literature on the relationship between financial literacy and sustainable finance, providing further empirical evidence about a relationship that is not yet sufficiently explored.

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来源期刊

JOURNAL OF ECONOMICS AND BUSINESS BUSINESS, FINANCE-

CiteScore

6.20

自引率

2.60%

发文量

期刊介绍： Journal of Economics and Business: Studies in Corporate and Financial Behavior. The Journal publishes high quality research papers in all fields of finance and in closely related fields of economics. The Journal is interested in both theoretical and applied research with an emphasis on topics in corporate finance, financial markets and institutions, and investments. Research in real estate, insurance, monetary theory and policy, and industrial organization is also welcomed. Papers that deal with the relation between the financial structure of firms and the industrial structure of the product market are especially encouraged.