小额信贷行业工资和员工流动的全球洞察

IF 4.8 2区经济学 Q1 BUSINESS, FINANCE

International Review of Economics & Finance Pub Date : 2025-04-17 DOI:10.1016/j.iref.2025.104117

Moh'd Al-Azzam , Shatha Obeidat

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引用次数: 0

摘要

小额信贷机构（mfi）在努力平衡财务可持续性与社会使命的同时，面临着高运营成本，部分原因是员工流失。本研究利用2010年至2018年95个发展中国家979家小额信贷机构的数据，研究了工资与员工流动率之间的关系。利用两个工具变量的工资和各种估计技术，我们发现一个微妙的关系：较高的工资最初减少员工流动率和提高就业稳定性。超过一定的门槛，工资的增加会导致更高的流动率和不稳定性。此外，非营利性小额信贷机构的员工流动率较低，而富裕经济体的小额信贷机构的员工流动率较高。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Global insights on wage and employee turnover in microfinance

Microfinance institutions (MFIs) face high operating costs partially due to employee turnover while striving to balance financial sustainability with their social mission. This study examines the relationship between wages and employee turnover, using data from 979 MFIs in 95 developing countries from 2010 to 2018. Utilizing two instrumental variables for wage and various estimation techniques, we find a nuanced relationship: higher wages initially reduce employee turnover and enhance employment stability. Beyond a certain threshold, increased wages lead to higher turnover and instability. Additionally, employee turnover is lower for non-profit MFIs, while MFIs in wealthier economies experience higher turnover.

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来源期刊

International Review of Economics & Finance Multiple-

CiteScore

7.30

自引率

2.20%

发文量

253

期刊介绍： The International Review of Economics & Finance (IREF) is a scholarly journal devoted to the publication of high quality theoretical and empirical articles in all areas of international economics, macroeconomics and financial economics. Contributions that facilitate the communications between the real and the financial sectors of the economy are of particular interest.