Hadoop在银行业:事件驱动的性能评估。

Q2 Environmental Science
The Scientific World Journal Pub Date : 2025-01-21 eCollection Date: 2025-01-01 DOI:10.1155/tswj/4375194
Monalisa Panda, Mamata Garnayak, Mitrabinda Ray, Smita Rath, Anuradha Mohanta, Sushree Bibhuprada B Priyadarshini
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引用次数: 0

摘要

在当今数据密集的环境下,银行业的绩效评估依赖于及时准确的洞察,从而更好地制定决策和提高运营效率。评估银行绩效的传统方法通常需要改进,以处理实时生成的数据的数量、速度和种类。本研究提出了一种事件驱动的方法,用于银行业的绩效评估以及基于hadoop的架构。注入实时事件分析,这个可扩展的框架可以处理和分析快速移动的事务数据。因此,该框架允许银行监控关键绩效指标并检测实时操作异常。这是由Hadoop生态系统支持的,它提供了处理和存储的分布,使其适合处理具有高容错性和并行计算水平的大型数据集。本研究使用Hive查询分析交易和用户参与度数据,重点是通过万事达卡进行的信用卡交易。研究了两个案例:个人交易的详细快照和五天趋势分析。诸如活跃用户、卡片注册和留存等指标通过仪表板可视化。调查结果揭示了用户活动模式和需要改进的领域,强调了可扩展的、数据驱动的交易分析方法。该框架为银行设想了一种功能性方法,可以利用广泛的数据分析能力,通过添加任何所需的指标来争取竞争优势和业务的生存能力。研究结果表明,hadoop集成的事件驱动分析方法可以作为银行业绩效评估的游戏规则改变者。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Hadoop in Banking: Event-Driven Performance Evaluation.

In today's data-intensive atmosphere, performance evaluation in the banking industry depends on timely and accurate insights, leading to better decision making and operational efficiency. Traditional methods for assessing bank performance often need to be improved to handle the volume, velocity, and variety of data generated in real time. This study proposes an event-driven approach for performance evaluation in banking alongside a Hadoop-based architecture. Infused with real-time event analytics, this scalable framework can process and analyze fast-moving transactional data. Hence, the framework allows banks to monitor key performance indicators and detect real-time operational anomalies. This is supported by the Hadoop ecosystem, which provides distribution of the processing and storage, making it fit for handling large datasets with high fault tolerance and parallel computation levels. This study analyzes transaction and user engagement data using Hive queries, focusing on credit card transactions via MasterCard. Two cases are examined: a detailed snapshot of individual transactions and a five-day trend analysis. Metrics like active users, card registrations, and retention are visualized through dashboards. Findings reveal user activity patterns and areas for improvement, emphasizing scalable, data-driven approaches for transaction analytics. This framework conceives a functional approach for banks to exploit extensive data-analytic capabilities to strive for competitive advantage and survivability of a business by adding any required metrics. The findings signify that the Hadoop-integrated event-driven analytics method could act as a game changer for performance evaluation in the banking sector.

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来源期刊
The Scientific World Journal
The Scientific World Journal 综合性期刊-综合性期刊
CiteScore
5.60
自引率
0.00%
发文量
170
审稿时长
3.7 months
期刊介绍: The Scientific World Journal is a peer-reviewed, Open Access journal that publishes original research, reviews, and clinical studies covering a wide range of subjects in science, technology, and medicine. The journal is divided into 81 subject areas.
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