巴基斯坦的 Covid-19 和家庭内部财务应对策略

IF 4.2 1区 地球科学 Q1 GEOSCIENCES, MULTIDISCIPLINARY
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引用次数: 0

摘要

在发展中国家,Covid-19 带来的经济挑战可能会更加严峻,因为这些国家的人口主要依赖于非正规活动,而这些活动得不到保险或政府支持的保护。为了了解人们如何应对 Covid-19 带来的挑战,本研究利用一个包含 6000 个家庭的具有全国代表性的大型数据集,调查了巴基斯坦家庭的七种重要财务应对策略。这些数据由政府在 Covid-19 急性期后立即收集,以研究大流行病的经济影响。通过使用二元对数回归,我们的结果表明,与未受 Covid-19 严重负面冲击的家庭相比,受 Covid-19 严重负面冲击的家庭动用储蓄或投资、获得贷款、放弃子女教育、不支付水电费和出售生产性资产的几率更高。此外,对受严重影响的男户主家庭和女户主家庭进行的性别比较显示,女户主家庭中断子女教育、获得非正规贷款和出售生产性资产以应对 Covid-19 冲击的可能性要低两倍。这反映出与男性户主家庭相比,女性户主家庭的财务管理能力更强。最后,与农村家庭相比,城市受灾家庭获得正规贷款的几率更高。研究结果凸显了这一流行病在发展中国家的严重性,呼吁政府迅速采取有针对性的应对措施,以确保家庭的最低福利。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Covid-19 and intra-household financial coping strategies in Pakistan
The economic challenges due to the Covid-19 are likely to be acuter in developing countries as their population predominantly relies on informal activities not protected through insurance or government support. To understand how people are coping with the Covid-19 challenges, this study investigates seven important financial coping strategies of households in Pakistan using a nationally representative large dataset of 6000 households. The data was collected by the government right after the acute stage of the Covid-19 to study the economic implications of pandemic. By using the binary logit regressions our results show that households exposed to a severe negative Covid-19 shock have higher odds of using their savings or investments, acquiring loans, quitting education of their children, not paying their utility bills, and selling their productive assets in comparison to the households unexposed to a severe Covid-19 shock. Furthermore, a gender-based comparison between severely affected male and female-headed households reveals that female-headed households are two times less likely to discontinue the education of their children, obtain informal loans, and sell their productive assets to cope with the Covid-19 shock. This reflects better financial management among female as compared to male-headed households. Lastly, compared to rural households, urban-affected households have higher odds of acquiring a formal loan. The findings highlight the severity of the pandemic in a developing country and call for a swift and targeted government response to ensure minimum well-being of the households.
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来源期刊
International journal of disaster risk reduction
International journal of disaster risk reduction GEOSCIENCES, MULTIDISCIPLINARYMETEOROLOGY-METEOROLOGY & ATMOSPHERIC SCIENCES
CiteScore
8.70
自引率
18.00%
发文量
688
审稿时长
79 days
期刊介绍: The International Journal of Disaster Risk Reduction (IJDRR) is the journal for researchers, policymakers and practitioners across diverse disciplines: earth sciences and their implications; environmental sciences; engineering; urban studies; geography; and the social sciences. IJDRR publishes fundamental and applied research, critical reviews, policy papers and case studies with a particular focus on multi-disciplinary research that aims to reduce the impact of natural, technological, social and intentional disasters. IJDRR stimulates exchange of ideas and knowledge transfer on disaster research, mitigation, adaptation, prevention and risk reduction at all geographical scales: local, national and international. Key topics:- -multifaceted disaster and cascading disasters -the development of disaster risk reduction strategies and techniques -discussion and development of effective warning and educational systems for risk management at all levels -disasters associated with climate change -vulnerability analysis and vulnerability trends -emerging risks -resilience against disasters. The journal particularly encourages papers that approach risk from a multi-disciplinary perspective.
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