{"title":"巴基斯坦的 Covid-19 和家庭内部财务应对策略","authors":"","doi":"10.1016/j.ijdrr.2024.104908","DOIUrl":null,"url":null,"abstract":"<div><div>The economic challenges due to the Covid-19 are likely to be acuter in developing countries as their population predominantly relies on informal activities not protected through insurance or government support. To understand how people are coping with the Covid-19 challenges, this study investigates seven important financial coping strategies of households in Pakistan using a nationally representative large dataset of 6000 households. The data was collected by the government right after the acute stage of the Covid-19 to study the economic implications of pandemic. By using the binary logit regressions our results show that households exposed to a severe negative Covid-19 shock have higher odds of using their savings or investments, acquiring loans, quitting education of their children, not paying their utility bills, and selling their productive assets in comparison to the households unexposed to a severe Covid-19 shock. Furthermore, a gender-based comparison between severely affected male and female-headed households reveals that female-headed households are two times less likely to discontinue the education of their children, obtain informal loans, and sell their productive assets to cope with the Covid-19 shock. This reflects better financial management among female as compared to male-headed households. Lastly, compared to rural households, urban-affected households have higher odds of acquiring a formal loan. The findings highlight the severity of the pandemic in a developing country and call for a swift and targeted government response to ensure minimum well-being of the households.</div></div>","PeriodicalId":13915,"journal":{"name":"International journal of disaster risk reduction","volume":null,"pages":null},"PeriodicalIF":4.2000,"publicationDate":"2024-10-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"Covid-19 and intra-household financial coping strategies in Pakistan\",\"authors\":\"\",\"doi\":\"10.1016/j.ijdrr.2024.104908\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"<div><div>The economic challenges due to the Covid-19 are likely to be acuter in developing countries as their population predominantly relies on informal activities not protected through insurance or government support. To understand how people are coping with the Covid-19 challenges, this study investigates seven important financial coping strategies of households in Pakistan using a nationally representative large dataset of 6000 households. The data was collected by the government right after the acute stage of the Covid-19 to study the economic implications of pandemic. By using the binary logit regressions our results show that households exposed to a severe negative Covid-19 shock have higher odds of using their savings or investments, acquiring loans, quitting education of their children, not paying their utility bills, and selling their productive assets in comparison to the households unexposed to a severe Covid-19 shock. Furthermore, a gender-based comparison between severely affected male and female-headed households reveals that female-headed households are two times less likely to discontinue the education of their children, obtain informal loans, and sell their productive assets to cope with the Covid-19 shock. This reflects better financial management among female as compared to male-headed households. Lastly, compared to rural households, urban-affected households have higher odds of acquiring a formal loan. The findings highlight the severity of the pandemic in a developing country and call for a swift and targeted government response to ensure minimum well-being of the households.</div></div>\",\"PeriodicalId\":13915,\"journal\":{\"name\":\"International journal of disaster risk reduction\",\"volume\":null,\"pages\":null},\"PeriodicalIF\":4.2000,\"publicationDate\":\"2024-10-19\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"International journal of disaster risk reduction\",\"FirstCategoryId\":\"89\",\"ListUrlMain\":\"https://www.sciencedirect.com/science/article/pii/S2212420924006708\",\"RegionNum\":1,\"RegionCategory\":\"地球科学\",\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"Q1\",\"JCRName\":\"GEOSCIENCES, MULTIDISCIPLINARY\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"International journal of disaster risk reduction","FirstCategoryId":"89","ListUrlMain":"https://www.sciencedirect.com/science/article/pii/S2212420924006708","RegionNum":1,"RegionCategory":"地球科学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q1","JCRName":"GEOSCIENCES, MULTIDISCIPLINARY","Score":null,"Total":0}
Covid-19 and intra-household financial coping strategies in Pakistan
The economic challenges due to the Covid-19 are likely to be acuter in developing countries as their population predominantly relies on informal activities not protected through insurance or government support. To understand how people are coping with the Covid-19 challenges, this study investigates seven important financial coping strategies of households in Pakistan using a nationally representative large dataset of 6000 households. The data was collected by the government right after the acute stage of the Covid-19 to study the economic implications of pandemic. By using the binary logit regressions our results show that households exposed to a severe negative Covid-19 shock have higher odds of using their savings or investments, acquiring loans, quitting education of their children, not paying their utility bills, and selling their productive assets in comparison to the households unexposed to a severe Covid-19 shock. Furthermore, a gender-based comparison between severely affected male and female-headed households reveals that female-headed households are two times less likely to discontinue the education of their children, obtain informal loans, and sell their productive assets to cope with the Covid-19 shock. This reflects better financial management among female as compared to male-headed households. Lastly, compared to rural households, urban-affected households have higher odds of acquiring a formal loan. The findings highlight the severity of the pandemic in a developing country and call for a swift and targeted government response to ensure minimum well-being of the households.
期刊介绍:
The International Journal of Disaster Risk Reduction (IJDRR) is the journal for researchers, policymakers and practitioners across diverse disciplines: earth sciences and their implications; environmental sciences; engineering; urban studies; geography; and the social sciences. IJDRR publishes fundamental and applied research, critical reviews, policy papers and case studies with a particular focus on multi-disciplinary research that aims to reduce the impact of natural, technological, social and intentional disasters. IJDRR stimulates exchange of ideas and knowledge transfer on disaster research, mitigation, adaptation, prevention and risk reduction at all geographical scales: local, national and international.
Key topics:-
-multifaceted disaster and cascading disasters
-the development of disaster risk reduction strategies and techniques
-discussion and development of effective warning and educational systems for risk management at all levels
-disasters associated with climate change
-vulnerability analysis and vulnerability trends
-emerging risks
-resilience against disasters.
The journal particularly encourages papers that approach risk from a multi-disciplinary perspective.