宗教与银行分行

IF 3.1 1区经济学 Q2 BUSINESS, FINANCE

Journal of Financial Intermediation Pub Date : 2024-10-01 DOI:10.1016/j.jfi.2024.101115

Junyong Lee , Kyounghun Lee , Frederick Dongchuhl Oh

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引用次数: 0

摘要

本研究旨在探讨宗教是否会影响银行分行。利用 1994 年至 2018 年间美国县级分行银行业务和宗教特征的大样本数据，我们发现银行总部所在地区的宗教信仰与银行分行的存在呈正相关。相比之下，在天主教徒多于新教徒的地区，银行开设分行的可能性较小。此外，宗教多样性对分行银行业务有负面影响。总之，我们的研究强调了当地宗教在分行银行业务决策中的重要作用。

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Religion and branch banking

This study aims to examine whether religion influences branch banking. Using a large sample of U.S. county-level branch banking and religious characteristics data between 1994 and 2018, we find that the local religiosity of the bank headquarters’ region is positively related to the presence of bank branches. By contrast, banks in regions with more Catholics than Protestants are less likely to have branches. Moreover, religious diversity negatively affects branch banking. Overall, our study highlights the significant role of local religions in branch-banking decisions.

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来源期刊

Journal of Financial Intermediation BUSINESS, FINANCE-

CiteScore

8.60

自引率

7.70%

发文量

期刊介绍： The Journal of Financial Intermediation seeks to publish research in the broad areas of financial intermediation, financial market structure, corporate finance, risk management, and valuation.