采用移动支付对企业创新的影响

IF 2.1 4区经济学 Q2 ECONOMICS

Economics Letters Pub Date : 2024-09-30 DOI:10.1016/j.econlet.2024.112006

Francis Osei-Tutu , Daniel Taylor

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引用次数: 0

摘要

利用 16 个撒哈拉以南非洲国家的企业级调查数据，我们发现了采用移动支付能提高企业创新能力的证据。进一步的分析表明，移动支付通过增加获得贸易信贷和银行贷款的机会，改善了企业的流动性，从而促进了创新。我们的研究结果表明，发展中国家刺激创新的政策措施可以侧重于激励企业采用移动支付。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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The impact of mobile money adoption on firm innovation

Using firm-level survey data for 16 Sub-Saharan African countries, we find evidence that mobile money adoption increases firms’ innovation. Further analysis shows that mobile money fosters innovation by improving firms’ liquidity through greater access to trade credit and bank loans. Our findings suggest that policy measures to stimulate innovation in developing countries could focus on incentivizing firms to adopt mobile money.

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来源期刊

Economics Letters ECONOMICS-

CiteScore

3.20

自引率

5.00%

发文量

348

审稿时长

30 days

期刊介绍： Many economists today are concerned by the proliferation of journals and the concomitant labyrinth of research to be conquered in order to reach the specific information they require. To combat this tendency, Economics Letters has been conceived and designed outside the realm of the traditional economics journal. As a Letters Journal, it consists of concise communications (letters) that provide a means of rapid and efficient dissemination of new results, models and methods in all fields of economic research.