可持续的小企业贷款

IF 3.3 2区社会学 Q2 ENVIRONMENTAL SCIENCES

Sustainable Futures Pub Date : 2024-09-10 DOI:10.1016/j.sftr.2024.100292

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引用次数: 0

摘要

银行是小企业外部资金的主要来源。因此，将可持续发展因素纳入小企业贷款可以支持全球的可持续发展努力。在对德国银行的调查中，我发现银行正在实施可持续小企业贷款。与小企业商业模式的转型相比，他们更重视可持续发展的风险。可持续关系贷款在创造与可持续发展相关的软信息方面具有一定的相关性，尽管银行更喜欢各自的硬信息。银行和政策制定者可以利用这些研究结果，更好地将可持续小企业贷款应用于可持续发展和抗灾工作中。

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Sustainable small business lending

Banks are the main source of external funding for small businesses. Thus, integrating sustainability considerations in small business lending can support global sustainability efforts. In surveying German banks, I show that banks are in the process of implementing sustainable small business lending. They put more emphasis on sustainability risks than on the transformation of the business model among small businesses. Sustainable relationship lending has some relevance in creating sustainability-related soft information, although respective hard information is preferred by banks. Banks and policymakers can use the findings to better apply sustainable small business lending to sustainability and resilience efforts.

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来源期刊

Sustainable Futures Social Sciences-Sociology and Political Science

CiteScore

9.30

自引率

1.80%

发文量

审稿时长

71 days

期刊介绍： Sustainable Futures: is a journal focused on the intersection of sustainability, environment and technology from various disciplines in social sciences, and their larger implications for corporation, government, education institutions, regions and society both at present and in the future. It provides an advanced platform for studies related to sustainability and sustainable development in society, economics, environment, and culture. The scope of the journal is broad and encourages interdisciplinary research, as well as welcoming theoretical and practical research from all methodological approaches.