数字普惠金融能否减少家庭贫困？来自中国家庭金融调查的证据

IF 4.8 2区经济学 Q1 BUSINESS, FINANCE

International Review of Economics & Finance Pub Date : 2024-09-06 DOI:10.1016/j.iref.2024.103603

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引用次数: 0

摘要

本研究利用中国家庭金融调查的数据，探讨了数字普惠金融对中国家庭贫困的影响。分析结果表明，数字普惠金融的发展对减少家庭贫困有重大影响。机制测试表明，这种减贫作用是通过增加当地创业活动间接实现的。此外，异质性分析表明，数字普惠金融对农村家庭和中西部地区的减贫效果更为显著。

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Can digital inclusive finance reduce household poverty? Evidence from the China household finance survey

This study explores the influence of digital inclusive finance on household poverty in China, utilizing data from the China Household Finance Survey. The results of the analysis demonstrate that advancements in digital inclusive finance have a substantial impact on reducing household poverty. Mechanism tests indicate that this reduction in poverty occurs indirectly through increased local entrepreneurial activity. Furthermore, heterogeneity analysis reveals that the poverty-reducing effects are more significant among rural households and in the central and western regions of China.

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来源期刊

International Review of Economics & Finance Multiple-

CiteScore

7.30

自引率

2.20%

发文量

253

期刊介绍： The International Review of Economics & Finance (IREF) is a scholarly journal devoted to the publication of high quality theoretical and empirical articles in all areas of international economics, macroeconomics and financial economics. Contributions that facilitate the communications between the real and the financial sectors of the economy are of particular interest.