衡量金融消费者的金融知识水平

Hayder Ali Abdullah
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引用次数: 0

摘要

通过这项研究,研究人员试图衡量金融消费者的金融知识水平,研究群体包括卡尔巴拉的拉菲丹银行分行,研究样本包括i 拉菲丹银行阿巴斯分行。研究人员依靠向银行的金融消费者和投资者发放的调查问卷进行研究,共发放问卷 250 份,获得 249 份,研究人员使用 Exel、Spss 和 APSS 获得研究结果。研究人员得出的结论是,伊拉克金融消费者具备必要的金融知识,但还需要在技术、经济和金融投资方面进行自我发展。研究人员建议对影响金融消费者的因素进行更多的研究,并举办教育课程和讲习班,介绍金融知识,将其纳入课程和教科书,以认识到金融知识对经济形势的重要性。研究人员还建议金融机构和相关机构共同努力,消除金融文盲,建设金融扫盲社会。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Measuring the Level of Financial literacy of the financial consumer
Through this research, the researcher sought to measure the level of financial literacy of the financial consumer, The research community included the branches of Al-Rafidain Bank in Karbala, while the research sample includedi  Al-Rafidain Bank, Al-Abbas branch. The researcher relied in his research onp the questionnaire distributed to the financial consumers and investors of the bank, and the number of questionnaires was (250) questionnaires were distributed, and (249) were obtained, The researcher used Exel, Spss , and APSS to obtain the research results. The researcher concluded that the Iraqi financial consumer has the required financial literacy,  Although it needs to develop itself in the technological aspect, the economic aspect, as well as the financial investment aspect, The researcher recommended conducting more studies and research regarding the factors affecting the financial consumer and holding educational courses and workshops to introduce financial literacy and include it in curricula and textbooks to realize its importance on the economic situation. The researcher also recommended serious efforts between financial institutions and related institutions in order to eliminate financial illiteracy and obtain A financially literate society.
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