Multimodal Discourse Analysis, audiovisual translation, The Broke Sisters.

China's Insurance Law defines "workers who have a labor relationship with the insured" for pure economic interests. According to the current law, when an employer purchases insurance for its employees, the transfer of the insurance claim right can be effective. In this case, should the share of the income of the employer, as a non-natural person, when receiving the employee's death insurance be restricted? This issue is not explicitly stipulated in the law and needs to be discussed. In light of social reality, this article believes that the employer's share of benefits in group accident insurance should be restricted by amending the Insurance Law or supplementing judicial interpretations. If necessary, content that favors the insured and their families can be added. This will save losses and prevent the employer from using the employment relationship to infringe on the legitimate interests of employees.