金融包容性特征真的能减少贫困吗？尼日利亚的证据

Journal in Humanities Pub Date : 2020-05-06 DOI:10.31578/hum.v8i2.403

K. Arikewuyo, A. A. Adeyemi, Azeez Olwale Edu

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引用次数: 0

摘要

尽管过去向社会提供的金融服务范围不断扩大，但在发展中国家，金融包容性与贫困之间的关系一直是学者们争议的问题。本研究探讨了金融包容性特征在多大程度上降低了尼日利亚的贫困水平。本研究采用了自回归分布滞后（ARDL）技术，研究范围涵盖 2008 年：Q1 - 2017:Q4.研究发现，实际使用维度和支付基础设施对尼日利亚的减贫都有显著影响。因此，建议以较低的成本频繁使用金融服务将实现尼日利亚的减贫目标：实际使用维度、地理可达性、支付基础设施、人均收入

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Do Financial Inclusion Characteristics Really Reduce Poverty? Evidence from Nigeria

The relationship between financial inclusion and poverty has been a contentious issue among scholars in relation to developing nations despite an increased range of financial services extended to the society in the past. This study examined the extent at which financial inclusion characteristics have reduced poverty level in Nigeria. This study employed Autoregressive Distributed Lag (ARDL) technique and it covered 2008: Q1 – 2017: Q4. The study found that both actual usage dimension and payment infrastructure have significant effect on poverty reduction in Nigeria. It was, therefore, recommended that frequent usage of financial services at reduced cost will achieve poverty reduction in Nigeria.Keywords: Actual Usage Dimension, Geographical Accessibility, Payment Infrastructure, Per Capita Income

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Journal in Humanities

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