揭示消费信贷和支付中的不平等现象

IF 3.3 Q1 BUSINESS, FINANCE

JOURNAL OF ECONOMICS AND BUSINESS Pub Date : 2024-03-01 DOI:10.1016/j.jeconbus.2024.106186

Robert M. Hunt , Dubravka Ritter

{"title":"揭示消费信贷和支付中的不平等现象","authors":"Robert M. Hunt , Dubravka Ritter","doi":"10.1016/j.jeconbus.2024.106186","DOIUrl":null,"url":null,"abstract":"<div><p>Previous research has documented significant, and often persistent, disparities in credit and payments market participation and outcomes across many socioeconomic and demographic categories. Continuing study of the mechanisms and consequences of such inequality is vital for understanding its sources, persistence, and potential remedies. This Special Issue on Inequality in Consumer Credit and Payments helps to deepen the academic and policy discourse through a multifaceted approach that combines both empirical and theoretical analysis, offering new insights into the structural challenges at play and the potential policy responses that might mitigate them.</p></div>","PeriodicalId":47522,"journal":{"name":"JOURNAL OF ECONOMICS AND BUSINESS","volume":null,"pages":null},"PeriodicalIF":3.3000,"publicationDate":"2024-03-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"Unveiling inequalities in consumer credit and payments\",\"authors\":\"Robert M. Hunt , Dubravka Ritter\",\"doi\":\"10.1016/j.jeconbus.2024.106186\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"<div><p>Previous research has documented significant, and often persistent, disparities in credit and payments market participation and outcomes across many socioeconomic and demographic categories. Continuing study of the mechanisms and consequences of such inequality is vital for understanding its sources, persistence, and potential remedies. This Special Issue on Inequality in Consumer Credit and Payments helps to deepen the academic and policy discourse through a multifaceted approach that combines both empirical and theoretical analysis, offering new insights into the structural challenges at play and the potential policy responses that might mitigate them.</p></div>\",\"PeriodicalId\":47522,\"journal\":{\"name\":\"JOURNAL OF ECONOMICS AND BUSINESS\",\"volume\":null,\"pages\":null},\"PeriodicalIF\":3.3000,\"publicationDate\":\"2024-03-01\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"JOURNAL OF ECONOMICS AND BUSINESS\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://www.sciencedirect.com/science/article/pii/S0148619524000286\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"Q1\",\"JCRName\":\"BUSINESS, FINANCE\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"JOURNAL OF ECONOMICS AND BUSINESS","FirstCategoryId":"1085","ListUrlMain":"https://www.sciencedirect.com/science/article/pii/S0148619524000286","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q1","JCRName":"BUSINESS, FINANCE","Score":null,"Total":0}

引用次数: 0

摘要

以往的研究记录了许多社会经济和人口类别在信贷和支付市场参与及结果方面的巨大差距，而且这种差距往往持续存在。继续研究这种不平等的机制和后果对于了解其来源、持续性和潜在的补救措施至关重要。本期《消费信贷和支付中的不平等》特刊通过结合实证分析和理论分析的多层面方法，有助于深化学术和政策方面的讨论，为了解正在发生作用的结构性挑战以及可能缓解这些挑战的潜在对策提供新的视角。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

查看原文本刊更多论文

Unveiling inequalities in consumer credit and payments

Previous research has documented significant, and often persistent, disparities in credit and payments market participation and outcomes across many socioeconomic and demographic categories. Continuing study of the mechanisms and consequences of such inequality is vital for understanding its sources, persistence, and potential remedies. This Special Issue on Inequality in Consumer Credit and Payments helps to deepen the academic and policy discourse through a multifaceted approach that combines both empirical and theoretical analysis, offering new insights into the structural challenges at play and the potential policy responses that might mitigate them.

求助全文

通过发布文献求助，成功后即可免费获取论文全文。去求助

来源期刊

JOURNAL OF ECONOMICS AND BUSINESS BUSINESS, FINANCE-

CiteScore

6.20

自引率

2.60%

发文量

期刊介绍： Journal of Economics and Business: Studies in Corporate and Financial Behavior. The Journal publishes high quality research papers in all fields of finance and in closely related fields of economics. The Journal is interested in both theoretical and applied research with an emphasis on topics in corporate finance, financial markets and institutions, and investments. Research in real estate, insurance, monetary theory and policy, and industrial organization is also welcomed. Papers that deal with the relation between the financial structure of firms and the industrial structure of the product market are especially encouraged.