Brandon Obenza, Johanna Paula Torrefranca, Jerald Dave Amarilla, Jobea Pandamon, Shaira Encarnacion, Genesis Getalado, Abdulnaim H. Azis
{"title":"大学生的人格特质与财务管理行为","authors":"Brandon Obenza, Johanna Paula Torrefranca, Jerald Dave Amarilla, Jobea Pandamon, Shaira Encarnacion, Genesis Getalado, Abdulnaim H. Azis","doi":"10.55927/ijbae.v3i1.7309","DOIUrl":null,"url":null,"abstract":"This non-experimental quantitative study investigated the association of the five big personality traits with the financial management behavior (FMB) of university students in Davao City. Using stratified random sampling, three hundred twenty-two respondents participated in the survey. The adopted questionnaires used in collecting the data were tested using Cronbach's Alpha and Cronbach’s Alpha to ascertain their reliability and validity. Using regression analysis through SmartPLS 4.0 software, the findings revealed that conscientiousness (β=0.296, p-value=0.000), extraversion (β=0.181, p-value=0.001), and openness (β= -0.110, p-value=0.045) showed significant link towards FMB. Nevertheless, Agreeableness (β= -0.056, p-value=0.324) and Neuroticism (β= -0.034, p-value=0.553) were insignificant. Finally, the regression model explains that 14.30% of the variance in FMB of university students (F = 10.540, P-value = 0.000, R2 = 0.143, Adjusted R² = 0.129).","PeriodicalId":486538,"journal":{"name":"International Journal of Business and Applied Economics","volume":"365 5","pages":""},"PeriodicalIF":0.0000,"publicationDate":"2024-01-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"Personality Traits and Financial Management Behavior of University Students\",\"authors\":\"Brandon Obenza, Johanna Paula Torrefranca, Jerald Dave Amarilla, Jobea Pandamon, Shaira Encarnacion, Genesis Getalado, Abdulnaim H. Azis\",\"doi\":\"10.55927/ijbae.v3i1.7309\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"This non-experimental quantitative study investigated the association of the five big personality traits with the financial management behavior (FMB) of university students in Davao City. Using stratified random sampling, three hundred twenty-two respondents participated in the survey. The adopted questionnaires used in collecting the data were tested using Cronbach's Alpha and Cronbach’s Alpha to ascertain their reliability and validity. Using regression analysis through SmartPLS 4.0 software, the findings revealed that conscientiousness (β=0.296, p-value=0.000), extraversion (β=0.181, p-value=0.001), and openness (β= -0.110, p-value=0.045) showed significant link towards FMB. Nevertheless, Agreeableness (β= -0.056, p-value=0.324) and Neuroticism (β= -0.034, p-value=0.553) were insignificant. Finally, the regression model explains that 14.30% of the variance in FMB of university students (F = 10.540, P-value = 0.000, R2 = 0.143, Adjusted R² = 0.129).\",\"PeriodicalId\":486538,\"journal\":{\"name\":\"International Journal of Business and Applied Economics\",\"volume\":\"365 5\",\"pages\":\"\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2024-01-30\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"International Journal of Business and Applied Economics\",\"FirstCategoryId\":\"0\",\"ListUrlMain\":\"https://doi.org/10.55927/ijbae.v3i1.7309\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"International Journal of Business and Applied Economics","FirstCategoryId":"0","ListUrlMain":"https://doi.org/10.55927/ijbae.v3i1.7309","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
Personality Traits and Financial Management Behavior of University Students
This non-experimental quantitative study investigated the association of the five big personality traits with the financial management behavior (FMB) of university students in Davao City. Using stratified random sampling, three hundred twenty-two respondents participated in the survey. The adopted questionnaires used in collecting the data were tested using Cronbach's Alpha and Cronbach’s Alpha to ascertain their reliability and validity. Using regression analysis through SmartPLS 4.0 software, the findings revealed that conscientiousness (β=0.296, p-value=0.000), extraversion (β=0.181, p-value=0.001), and openness (β= -0.110, p-value=0.045) showed significant link towards FMB. Nevertheless, Agreeableness (β= -0.056, p-value=0.324) and Neuroticism (β= -0.034, p-value=0.553) were insignificant. Finally, the regression model explains that 14.30% of the variance in FMB of university students (F = 10.540, P-value = 0.000, R2 = 0.143, Adjusted R² = 0.129).
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