使用数字钱包应用的意愿、电子服务质量和信任对消费者数字支付应用满意度的影响

Rina Apriliani, Teguh Prakoso, Dede Rustaman, Donny Dharmawan, Uli Wildan Nuryanto
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引用次数: 0

摘要

本研究旨在探讨电子服务质量和信任度对使用电子货币服务的决定是否有影响,及其对消费者满意度的影响。本研究的研究对象是所有使用电子货币的人。本研究的样本策略采用概率抽样过程。选择的方法是直接随机抽样。本研究的样本总共包括 100 名受访者。调查问卷和文献综述是本研究采用的数据收集方式。本研究选择的研究方法是定量研究。本研究采用的研究方法是路径分析。分析结果得出以下结论:首先,电子服务质量变量直接影响判断。信任因素与此类似,同样会直接影响选择。第二,与电子服务质量和信任相关的因素同时对判断产生重大影响。第三,决策变量、信任和电子服务质量都对顾客幸福感有直接影响。第四,决策变量、电子服务质量和信任同时对顾客幸福感产生重大影响。第五,通过使用电子货币服务的决策,电子服务质量和信任与消费者幸福感之间存在间接关系。因此,电子服务质量、消费者信任度和购买决策会直接或间接地影响消费者满意度。这些结果深入探讨了电子服务背景下影响消费者决策和满意度的因素。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
The Influence of Intention To Use Digital Wallet Applications, E-Service Quality And Trust on Consumer Satisfaction Toward Digital Payment Applications
This research aims to see whether there is an influence between electronic service quality and trust on the decision to use electronic money services and its impact on consumer satisfaction. The population in this study is all people who use electronic money. This study's sample strategy makes use of a probability sampling process. The method of choice is straightforward random sampling. The sample for this study will consist of 100 respondents in total. Questionnaires and literature reviews were the modalities of data gathering employed in this study. The chosen method of research for this study will be quantitative research. The research methodology employed in this study is path analysis. The following conclusions were drawn from the analysis's findings: first, the e-service quality variable directly influences judgments. The trust factor is similar in that it likewise directly affects choices. Second, factors related to e-service quality and trust have a big impact on judgments at the same time. Third, decision variables, trust, and the quality of e-services all have a direct impact on customer happiness. Fourth, customer happiness is significantly impacted by decision variables, e-service quality, and trust all at the same time. Fifth, through decisions to utilize e-money services, there is an indirect relationship between e-service quality and trust and consumer happiness. Therefore, the quality of electronic services, the level of consumer trust, and purchasing decisions significantly shape consumer satisfaction, both directly and through indirect influences. These results provide an in-depth look at the factors influencing consumer decisions and satisfaction in the context of e-services.
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