RTGS 系统中的分层访问:基于 DLT 的方法

Miguel Cárdenas , Carlos Madeira , Raúl Morales-Resendiz , Miguel Musa , Mario Sanclemente , Leon Sanz-Bunster
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引用次数: 0

摘要

分布式账本技术(DLT)越来越多地被认为能增强支付系统和市场基础设施的功能,如可访问性和互操作性。我们探索了 DLT 架构选项,以便在智利 RTGS 系统中为新的支付服务提供商(PSP)提供新的分层接入。我们发现,通过引入去中心化应用程序(DApps),RTGS 系统将通过对新参与者的分层访问,变得更易于访问和互操作。我们的工作还表明,探索零售中央银行数字货币(CBDC)设计替代方案的中央银行可以将我们的方法作为建立影响深远的 PSP 网络的支点。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Tiered access in RTGS systems: A DLT-based approach

Distributed ledger technologies (DLT) are increasingly considered to enhance payment systems’ and market infrastructures’ functionalities like their accessibility and interoperability. We explore DLT architecture options to enable a new tiered access in the RTGS system of Chile for new payment service providers (PSP). We find that by introducing decentralized apps (DApps) the RTGS system would become more accessible and interoperable by enabling a tiered access to new participants. Our work also suggests that central banks exploring design alternatives for retail Central Bank Digital Currencies (CBDC) could find relevant our approach as a pivot to build a far-reaching PSP network.

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