2013-2022年期间汽车、尼姆、波波和雷德尔对巴登银行净资产收益率的影响

International Journal of Accounting, Management, Economics and Social Sciences (IJAMESC) Pub Date : 2023-10-30 DOI:10.61990/ijamesc.v1i5.103

Agnes Thandania Blessky, Herlin Munthe, Bayu Wulandari, Kiki Hardiansyah Siregar, Universitas Prima

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引用次数: 0

摘要

本研究旨在了解 2013 - 2022 年期间，CAR（资本充足率）、NIM（净利息收益率）、BOPO（运营等）和 LDR（贷存比）对 BUMN 银行 ROA（资产收益率）的影响。本研究的数据来源为在印尼证券交易所上市的各公司网站的二手数据。本研究的研究对象是在印尼证券交易所（BEI）上市的国有银行。本研究的样本是国有银行的财务报表，即 2013-2022 年的资本充足率、净资产收益率、资产负债率、存货跌价损失率和投资回报率财务比率计算报告，共计 40 个样本。采用的分析技术是 R 平方分析和路径分析。研究结果表明，NIM 和 LDR 对 ROA 有积极影响。在 R Square 分析中，CAR 和 BOPO 会损害 ROA，而 CAR、NIM、BOPO 和 LDR 会影响 ROA。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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THE EFFECT OF CAR, NIM, BOPO, AND LDR ON ROA IN BUMN BANKS IN THE PERIOD 2013-2022

This study aims to see the effect of CAR (Capital Adequacy Ratio), NIM (Net Interest Margin), BOPO (Operating et al.), and LDR (Loan to Deposit Ratio) on ROA (Return on Assets) in BUMN Banks in the period 2013 - 2022. The data source for this research is secondary through the websites of each company listed on the Indonesia Stock Exchange. The population used in this study The population in this study are state-owned banks listed on the Bursa Efek Indonesia (BEI). The sample in this study is the financial statements of state-owned banks, namely Reports on Calculation of CAR, NIM, BOPO, LDR, and ROA financial ratios for 2013-2022, a total of 40 samples. The analysis technique used is R Square analysis and Path Analysis. The results of the study show that NIM and LDR have a positive effect on ROA. CAR and BOPO hurt ROA, while CAR, NIM, BOPO, and LDR affect ROA in R Square.

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International Journal of Accounting, Management, Economics and Social Sciences (IJAMESC)

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