数字促销、便利性感知、透明度和服务特性对公众使用数字银行储蓄意愿的影响分析

Rezky Nurbakti, Lydia Gustina Putri, David Rindu Kurniawan, Loso Judijanto, Moh. Samsul Arifin
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引用次数: 2

摘要

本研究的目的是确定人们在伊斯兰数字银行应用程序中储蓄的兴趣是否同时受到便利性、服务功能、透明度和广告的积极和显著影响。有目的抽样是一种非概率抽样技术,使用100人的样本量来选择研究样本,这反映了了解伊斯兰数字银行但尚未使用该计划的整个社区。调查或问卷是这里使用的研究方法。本研究的分析模型采用多元线性回归。版本25的SPSS是在使用的工具。根据本研究的发现,所有自变量对因变量都有部分影响。人们通过伊斯兰数字银行应用程序进行储蓄的兴趣受到便利性感知变量的显著和部分影响。人们在伊斯兰数字银行应用程序中储蓄的兴趣受到服务特征变量的显着和一定程度的积极影响。个人在伊斯兰数字银行应用程序中储蓄的愿望受到透明度变量的部分积极和显著影响。促销变量对人们在伊斯兰数字银行应用中储蓄的意愿产生了积极而显著的部分影响。根据研究结果,人们对伊斯兰数字银行应用程序的储蓄兴趣受到他们对便利性、服务特性、透明度和促销的看法的积极和显著影响。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Analysis of The Influence of Digital Promotions, Perception of Ease, Transparency and Service Features Toward Public Intention to Use Digital Bank in Money Saving
The purpose of this study is to determine whether people's interest in saving in sharia digital banking applications is simultaneously positively and significantly influenced by views of convenience, service features, transparency, and advertising. Purposive sampling, a non-probability sampling technique, was utilized with a sample size of 100 people to select the research sample, which reflects the complete community that is aware of sharia digital banks but has not yet used the program. A survey or questionnaire is the research methodology used here. Multiple linear regression is used in this research's analysis model. Version 25 of SPSS is the tool in use. According to the findings of this study, all independent variables have a partial impact on the dependent variable. People's interest in saving via sharia digital banking applications is significantly and partially influenced by the Perception of Convenience variable. People's interest in saving in sharia digital banking applications is significantly and somewhat positively impacted by the service feature variable. The desire of individuals in saving in sharia digital banking applications is partially positively and significantly impacted by the transparency variable. The promotion variable partially influences peoples' desire to save in sharia digital banking applications in a positive and significant way. According to the study's findings, people's interest in saving in sharia digital banking applications is positively and significantly influenced by their perceptions of convenience, service characteristics, transparency, and promotion.
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