Performance appraisal of selected first-generation private commercial banks in Bangladesh

The motive of this study is to appraise the performance of selected first-generation private commercial banks in Bangladesh. Both quantitative and qualitative analyses were used. The performance of the banks was tested through several variables, such as Deposits, Investments, Loan-to-Deposit ratio, Imports, Exports, Return on Assets (ROA), Return on Equity (ROE), Net income, Earnings per Share (EPS), etc. These variables were then examined using statistical measures, such as growth percentage, trend equations, the square of the correlation coefficient, and a correlation matrix. Sixty trend equations and R-squared were tested for twelve different banks’ activities. From the study, it has been found that banks are facing some challenges due to ongoing economic crisis and liquidity crisis. However, all the banks are trying to recover from the economic crisis, and some banks are doing very well, while some banks are facing hardships to cope with the situation. The findings of the trend analysis and correlation matrix of the study are expected to direct the first-generation commercial banks of Bangladesh to improve their performance. We are quite optimistic that if the selected banks tried to overcome the identified problems, then their performance will improve, and they may give rise to accelerated development of Bangladesh’s economy.