{"title":"金融科技对商业银行的影响:以中国为例","authors":"Zhou Tian Xiang, Zaiton Osman, Saizal Pinjaman","doi":"10.47405/mjssh.v8i7.2443","DOIUrl":null,"url":null,"abstract":"The aim of the research was to investigate the impact of financial technology on the financial performance of commercial banks. in China. Based on previous literature review and empirical evidence this study collects the annual financial data on local banks in China. A total of 23 commercial banks were used as sample of the study. The annual data ranges from 2011 to 2020. The data was analysed using GMM dynamic panel data model. Based on the analysis, the findings showed that financial technology has an overall positive impact on the return on asset of commercial banks.","PeriodicalId":487075,"journal":{"name":"Malaysian Journal of Social Sciences and Humanities","volume":"21 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2023-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"The Impact of Financial Technology on Commercial Banks: A Case Study of China\",\"authors\":\"Zhou Tian Xiang, Zaiton Osman, Saizal Pinjaman\",\"doi\":\"10.47405/mjssh.v8i7.2443\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"The aim of the research was to investigate the impact of financial technology on the financial performance of commercial banks. in China. Based on previous literature review and empirical evidence this study collects the annual financial data on local banks in China. A total of 23 commercial banks were used as sample of the study. The annual data ranges from 2011 to 2020. The data was analysed using GMM dynamic panel data model. Based on the analysis, the findings showed that financial technology has an overall positive impact on the return on asset of commercial banks.\",\"PeriodicalId\":487075,\"journal\":{\"name\":\"Malaysian Journal of Social Sciences and Humanities\",\"volume\":\"21 1\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2023-07-31\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Malaysian Journal of Social Sciences and Humanities\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.47405/mjssh.v8i7.2443\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Malaysian Journal of Social Sciences and Humanities","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.47405/mjssh.v8i7.2443","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
The Impact of Financial Technology on Commercial Banks: A Case Study of China
The aim of the research was to investigate the impact of financial technology on the financial performance of commercial banks. in China. Based on previous literature review and empirical evidence this study collects the annual financial data on local banks in China. A total of 23 commercial banks were used as sample of the study. The annual data ranges from 2011 to 2020. The data was analysed using GMM dynamic panel data model. Based on the analysis, the findings showed that financial technology has an overall positive impact on the return on asset of commercial banks.
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