私营企业员工的退休规划:金融知识和储蓄行为的重要性

N. Santoso, Dewi Pertiwi, Dewi Astuti
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引用次数: 0

摘要

本研究旨在了解金融知识和储蓄行为对英国私营部门工人退休计划的影响。本研究采用问卷调查法进行定量分析。所研究的数据样本是私营部门的员工,他们在几个公司工作了至少1-2年,共计100人。数据通过使用调查问卷的方式获得。使用的数据分析技术是偏最小二乘法的扫描电镜分析。分析结果表明,金融素养对Blitar地区私营部门员工的退休计划有显著影响,储蓄行为对Blitar地区私营部门员工的退休计划有显著影响。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Perencanaan Pensiun Pekerja Swasta: Pentingnya Financial Literacy dan Saving Behavior
This study aims to see the influence of financial literacy and saving behavior towards retirement planning of private-sector workers in Blitar. This study uses a quantitative method using a questionnaire method. The sample of the data studied are private-sector employee who have worked at least 1-2 years in several company totaling 100 people. Data obtained by using a questionnaire to the respondents. The data analysis technique used is SEM analysis with Partial Least Square (PLS). The results of the analysis show that financial literacy has a significant effect on retirement planning for private-sector workers in Blitar and saving behavior has a significant effect on retirement planning for private-sector workers in Blitar district.
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