影响国有银行不良贷款的因素

International Journal of Economics, Business and Accounting Research (IJEBAR) Pub Date : 2022-06-27 DOI:10.29040/ijebar.v6i2.5273

Cundo Harimurti, Pandoyo Pandoyo, Mohammad Sofyan

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引用次数: 3

摘要

本研究旨在分析2017-2021年通货膨胀预测的宏观经济因素和所使用的银行特定因素，即资产收益率、权益资产比和银行规模对国有银行不良贷款的影响。这种类型的研究是一种因果关联研究，因为它是为了确定2017-2021年期间资产收益率、权益资产比、通货膨胀率和银行规模对国有银行不良贷款的影响。本研究的数据分析方法采用数据面板分析作为数据处理工具，使用EViews version 10。资产收益率对不良贷款有显著的负向影响。权益资产比和银行规模对不良贷款有显著的正向影响。而通货膨胀对不良贷款有积极的影响

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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FACTORS AFFECTING NON-PERFORMING LOANS IN STATE-OWNED BANKING

This research aims to analyze the influence of macroeconomic factors projected by inflation and bank-specific factors used, namely Return on Asset, Equity to Asset Ratio, and Bank Size on Non-Performing Loan of State-Owned Banking for the period 2017-2021. This type of research is a causal associative study because it was conducted to determine the effect of Return on Assets, Equity to Asset Ratio, Inflation, and Bank Size on Non-performing State-owned banking Loans for the period 2017-2021. This research data analysis method uses data panel analysis as a data processing tool using EViews version 10. Return on Assets has a significant negative effect on Non-Performing Loans. Equity to Asset Ratio and bank size have a significant positive effect on Non-Performing Loans. Whereas inflation has a positive effect on Non-Performing Loans

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来源期刊

International Journal of Economics, Business and Accounting Research (IJEBAR)

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