遗传算法在信用卡发行过程中的应用

2012 IEEE International Conference on Computer Science and Automation Engineering Pub Date : 2012-06-22 DOI:10.1109/ICSESS.2012.6269489

Wanliang Fu

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引用次数: 2

摘要

本文介绍了信用卡在银行系统中发行的零风险。我们关注遗传算法在金融机构监管部门应用的重要性，这是为了建立一个信用卡监管机构，评估信用卡应用的风险。这个过程对申请的成功与否有很大的影响。因此，它是专家做出最终决策的重要工具。此外，我们还与其他分类系统进行了对比，结果表明该方法具有更好的性能。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Application of the Genetic Algorithm in the process of the distributing credit card

This paper introduces the zero risks of the distribution of the credit card in the bank system. We pay attention to the importance of the Genetic Algorithm's application in the financial institution's supervisory department, which is to build an institution of the supervisory for the credit card and evaluate risk of the application of the credit card. This process will have great influence in the success of the application. Therefore, it is an important tool for the expertise to make the final decision. Besides, we also make contrast with other classification system, and the result shows that this method has better performance.

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来源期刊

2012 IEEE International Conference on Computer Science and Automation Engineering

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