Vadims Mantrovs
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引用次数: 0

摘要

本文讨论拉脱维亚保险合同法中的直接索赔问题,并讨论其现代化的必要性。文章首先通过分析直接请求权的目的和特点,对拉脱维亚法律环境下的直接请求权进行了回顾。此外,本文结合拉脱维亚法院现有的实践,分析了拉脱维亚民事责任保险法中对直接索赔的规定,特别是《拉脱维亚保险合同法》第53条,提供了拉脱维亚法院对该规定适用的看法。同样,这一讨论是与其他欧洲国家,特别是其他波罗的海国家对直接索赔规定的分析密切结合进行的。文章接着介绍了拉脱维亚民事责任保险直接索赔制度现代化的特点。特别是,该条作者认为,拉脱维亚至少应该在强制保险中设想直接索赔,办法是遵循现代办法和包括波罗的海国家在内的其他欧洲国家的例子。文章最后总结了该条所反映的讨论,并强调了立法建议,即用一种设想至少在强制保险案件中直接索赔的新措辞来表达拉脱维亚保险合同法第53条。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Tiešā prasība apdrošināšanas līgumtiesībās un tās regulējuma pilnveides nepieciešamība Latvijā
The present article deals with direct claim in insurance contract law in Latvia in conjuncture with a discussion of necessity for its modernization. At the beginning, the article provides review of direct claim in Latvian legal environment by analysing its aim and character. Furthermore, the article analyses regulation of direct claim in Latvian civil liability insurance law, particularly Article 53 of theLatvian Insurance Contract Law, in conjuncture with existing Latvian court practice by providing insight in the perception of Latvian courts in respect of application of this regulation. Likewise, this discussion is carried out closely with analysis of regulation of direct claim in other European countries, especially other Baltic states. The article proceeds with characterising modernization of Latvian civil liability insurance regulation on direct claim. Particularly, the author of the article argues that direct claim should be envisaged in Latvia at least in compulsory insurance by following the modern approach and an example of other European countries including the Baltic states. The article finishes with the conclusion summarising the discussion reflected in the article and emphasising the legislative proposal to express Article 53 of the Latvian Insurance Contract Law in a new wording envisaging direct claim at least in compulsory insurance cases.
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